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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69076 reviews)

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4.95

Based on 69,076 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply, quick to received funds and so super... Easy to apply, quick to received funds and so super convenient being able to manage it using the app Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69076)

Great fast loan company to deal with

From start to finish zopa were a great company to deal with. Reviewed on: 19th December 2016

Friendly, honest and easy

Upon applying for my loan I was amazed at how user friendly the Zopa website was. It's is easy to use and understand. There was no doubt about the details of my loan or the terms and conditions I was agreeing too. I have since recommend the company to several people and would utilise their service again should I need to do so. Reviewed on: 19th December 2016

Easy!

A brilliant service! Can pay back early at the touch of a button with no hidden charges! Will definitely use again! Reviewed on: 19th December 2016

Simply PERFECT service

Wnen I called for information I received the best service what you can imagine. Merry Christmas from your customer Reviewed on: 19th December 2016

Mr Istvan Olah

Very good company Everiting is Nice Both of them the people and company I m happy whit the zopa Reviewed on: 19th December 2016

Customer focussed

Very easy to use experience. Online services were quick and easy. Reviewed on: 19th December 2016

Fast straight forward service!

It was easy and fast experience. Helped me when I needed it the most.. Thank you Reviewed on: 19th December 2016

Good, quick and best value.

Applied for online. Accepted quickly and money was transferred straight after. Very good service and good value. Reviewed on: 19th December 2016

helpful people friendly

I needed a loan on 2 separate occasions and Zopa were understanding and helpful both times Reviewed on: 19th December 2016

So simple with great interest rates

I wanted a lone of around £4000 but found, due to the amount, the interest rates were very high. I came across zopa by chance and almost didn't apply as thought it was too good to be true ! Luckily it was a legitimate company and my loan requested was reviewed and accepted quickly Reviewed on: 19th December 2016

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