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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Great company no problem staff great

First class help first class got to try it Reviewed on: 19th December 2016

Fast effective process

They did exactly what they said, when they said it. Reviewed on: 19th December 2016

Life savers

They are what they say they are; Zooooopaaaaa! Money in your account. All done online by myself, no questions, no hustle... Reviewed on: 19th December 2016

Fantastic service

I have had a loan with Zopa and wished to extend/reapply and consolidate the existing residual amount. It took moments, with an easy to use website and helpful call centre. Cannot recommend them enough Reviewed on: 19th December 2016

Great fast loan company to deal with

From start to finish zopa were a great company to deal with. Reviewed on: 19th December 2016

Friendly, honest and easy

Upon applying for my loan I was amazed at how user friendly the Zopa website was. It's is easy to use and understand. There was no doubt about the details of my loan or the terms and conditions I was agreeing too. I have since recommend the company to several people and would utilise their service again should I need to do so. Reviewed on: 19th December 2016

Easy!

A brilliant service! Can pay back early at the touch of a button with no hidden charges! Will definitely use again! Reviewed on: 19th December 2016

Simply PERFECT service

Wnen I called for information I received the best service what you can imagine. Merry Christmas from your customer Reviewed on: 19th December 2016

Mr Istvan Olah

Very good company Everiting is Nice Both of them the people and company I m happy whit the zopa Reviewed on: 19th December 2016

Customer focussed

Very easy to use experience. Online services were quick and easy. Reviewed on: 19th December 2016

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