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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69075 reviews)

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4.95

Based on 69,075 reviews, last reviewed 20th Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliantly quick service. Brilliantly quick service. Money in my account within seconds Reviewed on: 20th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69075)

Outstanding and amazing

By far the best cheapest and easiest loan company I have ever thank you for everything :) Reviewed on: 19th December 2016

home loan

I borrowed money toimprove central heating. I submiited information required and obtained a loan at a low interest rate and completedy project successfully. Reviewed on: 19th December 2016

Excellent

I found it very easy to apply on line, the quick decision and very good rates interest Reviewed on: 19th December 2016

Simply the best !!

The easiest site to navigate, everything is laid out so it's easily found, highly descriptive and everything is detailed so no surprise charges or costs !! Quick decisions and money is in your account extremely quickly !! Reviewed on: 19th December 2016

Great service

Great service. We would tell all our friends and family. Reviewed on: 19th December 2016

Easiest company to deal with and best interest rates

Very easy and quick to deal with Reviewed on: 19th December 2016

Cheapest and easiest car loan on the market

Zopa had by far the lowest interest rate on the market and my loan was approved within a matter of days. I could not recommend Zopa more Reviewed on: 19th December 2016

Better than I could have hoped

I never thought taking out a loan could be so easy or cheap.....then I found Zopa Hurrah :) Reviewed on: 19th December 2016

Great experience

From the website simplicity, interest rate, ease of process the whole experience was quick and efficient. Have already recommended to numerous friends. Reviewed on: 19th December 2016

No-brainer

After my high street bank cold called me I took the opportunity to arrange a meeting with them to discuss personal loans any mortgages. Despite being a customer for around 20 years the terms of their loans were way worse than Zopa (I checked ahead of the meeting) and they couldn't come close. Add to that how easy it is to apply and taking out a Zopa loan was a no-brainier. Reviewed on: 19th December 2016

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