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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Good, quick and best value.

Applied for online. Accepted quickly and money was transferred straight after. Very good service and good value. Reviewed on: 19th December 2016

helpful people friendly

I needed a loan on 2 separate occasions and Zopa were understanding and helpful both times Reviewed on: 19th December 2016

So simple with great interest rates

I wanted a lone of around £4000 but found, due to the amount, the interest rates were very high. I came across zopa by chance and almost didn't apply as thought it was too good to be true ! Luckily it was a legitimate company and my loan requested was reviewed and accepted quickly Reviewed on: 19th December 2016

Just brilliant

Brilliant interst rates and to be honest customer service! Would highly recommend Reviewed on: 19th December 2016

Outstanding and amazing

By far the best cheapest and easiest loan company I have ever thank you for everything :) Reviewed on: 19th December 2016

home loan

I borrowed money toimprove central heating. I submiited information required and obtained a loan at a low interest rate and completedy project successfully. Reviewed on: 19th December 2016

Excellent

I found it very easy to apply on line, the quick decision and very good rates interest Reviewed on: 19th December 2016

Simply the best !!

The easiest site to navigate, everything is laid out so it's easily found, highly descriptive and everything is detailed so no surprise charges or costs !! Quick decisions and money is in your account extremely quickly !! Reviewed on: 19th December 2016

Great service

Great service. We would tell all our friends and family. Reviewed on: 19th December 2016

Easiest company to deal with and best interest rates

Very easy and quick to deal with Reviewed on: 19th December 2016

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