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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69075 reviews)

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4.95

Based on 69,075 reviews, last reviewed 20th Apr 2026

11% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliantly quick service. Brilliantly quick service. Money in my account within seconds Reviewed on: 20th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69075)

Professional company, great service

Taking out a loan was simple and speedy with low interest rates and the option of repaying the loan early. I'd highly recommend Zopa Reviewed on: 19th December 2016

Brilliant Loan Company

I have taken out a couple of loans with Zopa over the years, and have always found the website and process very easy and quick. I like the fact that you can pay extra off your loan at any time, to reduce the amount and interest owed, without incurring any penalties. I have never felt the need to ring, as everything is done efficiently and quickly via their website. I would use Zopa again, and wouldnt hesitate in recommending them to friends and family. Reviewed on: 19th December 2016

Fantastic service

Very quick with decision, website easy to navigate, lower intrest rates than a lot of other companies l Reviewed on: 19th December 2016

Very good

Very quick and easy with good security Reviewed on: 19th December 2016

Fast honest and reliible service

Everything was fast from start to finish no hidden nasties great overall experience would use again in a heartbeat Reviewed on: 19th December 2016

Easy to manage loan

Easy to understand, apply for and manage. Reviewed on: 19th December 2016

Quick and extraordinary service

I received money on couple minutes with clear term and conditions. All issue I solved put with customer service center Reviewed on: 19th December 2016

Excellent rates and easy simple process

Excellent system not confusing when applying. It's clear and simple way to get a fantastic product. Reviewed on: 19th December 2016

Simple Fast and Effortless

This was the simplest, fastest loan I have ever had. From the comfort of my own house I arranged a loan at a great rate . This was so easy and quick with approval and money in my bank within 3 days. You just can't ask for a better service. Top Class Thank You. Reviewed on: 19th December 2016

Trustworthy and reliable

I filled an online request for a loan,and a minute later it was approved.two days later money was in my account....wonderful Reviewed on: 19th December 2016

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