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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69075 reviews)

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4.95

Based on 69,075 reviews, last reviewed 20th Apr 2026

11% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliantly quick service. Brilliantly quick service. Money in my account within seconds Reviewed on: 20th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69075)

Awesome

Great and fast service, excellent interest rates. I firmly believe P2P lending is the way of the future. Reviewed on: 19th December 2016

Zopa loan review

Quick decision, low interest rate, easy to monitor on-line Reviewed on: 19th December 2016

friendly and helpful staff

I contacted your customer services as I had applied online for a loan and had not been contacted with a confirmation. The person I spoke to was polite and very helpful. I had apparently entered my email address incorrectly. I was very satisfied with service and ease of application for the loan online Reviewed on: 19th December 2016

Very friendly staff

Top class customer service, friendly, knowledgeable and professional staff. Helped with all the checks that were required quickly and efficiently. Explanation at each stage of the process without the jargon. Reviewed on: 19th December 2016

Simple effective saving that has high rates with low risk

Simple and effective. Great saving with all the flexibility of money access Reviewed on: 19th December 2016

Fast and simple

Very fast easy to apply and money was transferred with in a few days couldn't be happier Reviewed on: 19th December 2016

Excellent

The best place to get a loan from fast and easy service. Better interest rates than my own bank a pleasure to deal with. Reviewed on: 19th December 2016

Amazing service!!

The whole experience could not be simpler, the website is a breeze to use, you always know what is going on, the important legal small print type stuff is in your face and even changing the repayment date to suit a new payday was a breeze. Would struggle to use a traditional bank for a loan again. Reviewed on: 19th December 2016

Easy, professional service

Using Zopa is very simple and the interest rates are excellent. I have never had this level of straightforward web-based service from a traditional lender. Reviewed on: 19th December 2016

Could't be easier

Very efficient. Renewed my loan straightaway. Excellent response. Reviewed on: 19th December 2016

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