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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69075 reviews)

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4.95

Based on 69,075 reviews, last reviewed 20th Apr 2026

11% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliantly quick service. Brilliantly quick service. Money in my account within seconds Reviewed on: 20th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69075)

5 star lender

Absolutely first class experience, straightforward lending process, quick (favourable !) decision. Would recommend to anyone to any in search of a reasonably priced loan. Reviewed on: 19th December 2016

Fast, Easy, No Fuss

The best interest rate I found online or on the high street and equally important a fast, uncomplicated, effecient process Reviewed on: 19th December 2016

Best service for Loan

Quick and easy would use again, money came when they said and DD setup was easy Reviewed on: 19th December 2016

Excellent service provider

Simple process to organise the loan and money available very quickly Reviewed on: 19th December 2016

Zopa is excellent

It was so easy to take out a loan, because Zopa's website is incredibly simple and user-friendly. Strongly recommended. Reviewed on: 19th December 2016

Excellent service

Easy to apply, answered very fast, money transferred without delay and most importantly low rates. Thank you. Reviewed on: 19th December 2016

Great interest rates

Good customer service the best interest rates. Lower monthly payments. Reviewed on: 19th December 2016

they are quick!

It was quick with nice interested rates Reviewed on: 19th December 2016

good, quick, easy

Everthing was really easy, and of course it was quick. There is really good condition for the loans. Reviewed on: 19th December 2016

Convenient and on your terms

Zopa was a great way to get a medium term lump sum of cash - the interest rates were competitive and the experience was easy and straight forward from start to finish. Reviewed on: 19th December 2016

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