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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69075 reviews)

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4.95

Based on 69,075 reviews, last reviewed 20th Apr 2026

11% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliantly quick service. Brilliantly quick service. Money in my account within seconds Reviewed on: 20th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69075)

Great rates

Searched around for a car loan and Zopa had the lowest rate. Great rates and no issues. Reviewed on: 19th December 2016

The Best Financial Site

An excellent informative site which allows easy navigation of a complex financial world.. The team obviously work very hard to provide current and relevant information.. Definitely my go to site and I have recommended it to friends and family.. Well done Reviewed on: 19th December 2016

Would highly recommend zopa

Very swift service and great customer care. Reviewed on: 19th December 2016

Trust Zopa to do a great job

I found the process both straightforward and humanising. By that, I mean that when I received a call to talk about my application, the caller was very empathetic, professional and personable. I felt valued. The rates have always been good, dashboard is easy to use and customer care again, swift, thoughtful and personable. I felt like a valued customer and have recommended Zopa many times as a result. Reviewed on: 19th December 2016

Fantastic and then some

Zopa are super friendly and easy to work with. A great team of staff with all the answers you need !!!!! Reviewed on: 19th December 2016

Great experience, twice.

Fast, efficient pain free lending at a highly competitive rate. Reviewed on: 19th December 2016

Straight forward, easy to use

Easy to apply, great rates would use again. Reviewed on: 19th December 2016

Fast!!!!!

They're quick to tell you if you're eligible and then the cash is with you in hours if you decide to have it then. If not its with you in a couple of days. Had 2 loans with them so far and no issues. Excellent!!! Reviewed on: 19th December 2016

Zopa - no hassle, great value loans

Quick and easy way to get a loan with good interest rates Reviewed on: 19th December 2016

great rate quick to help

speedy open and helpful. credited my account quickly great help Reviewed on: 19th December 2016

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