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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Fast and simple

Very fast easy to apply and money was transferred with in a few days couldn't be happier Reviewed on: 19th December 2016

Excellent

The best place to get a loan from fast and easy service. Better interest rates than my own bank a pleasure to deal with. Reviewed on: 19th December 2016

Amazing service!!

The whole experience could not be simpler, the website is a breeze to use, you always know what is going on, the important legal small print type stuff is in your face and even changing the repayment date to suit a new payday was a breeze. Would struggle to use a traditional bank for a loan again. Reviewed on: 19th December 2016

Easy, professional service

Using Zopa is very simple and the interest rates are excellent. I have never had this level of straightforward web-based service from a traditional lender. Reviewed on: 19th December 2016

Could't be easier

Very efficient. Renewed my loan straightaway. Excellent response. Reviewed on: 19th December 2016

5 star lender

Absolutely first class experience, straightforward lending process, quick (favourable !) decision. Would recommend to anyone to any in search of a reasonably priced loan. Reviewed on: 19th December 2016

Fast, Easy, No Fuss

The best interest rate I found online or on the high street and equally important a fast, uncomplicated, effecient process Reviewed on: 19th December 2016

Best service for Loan

Quick and easy would use again, money came when they said and DD setup was easy Reviewed on: 19th December 2016

Excellent service provider

Simple process to organise the loan and money available very quickly Reviewed on: 19th December 2016

Zopa is excellent

It was so easy to take out a loan, because Zopa's website is incredibly simple and user-friendly. Strongly recommended. Reviewed on: 19th December 2016

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