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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Excellent service

Easy to apply, answered very fast, money transferred without delay and most importantly low rates. Thank you. Reviewed on: 19th December 2016

Great interest rates

Good customer service the best interest rates. Lower monthly payments. Reviewed on: 19th December 2016

they are quick!

It was quick with nice interested rates Reviewed on: 19th December 2016

good, quick, easy

Everthing was really easy, and of course it was quick. There is really good condition for the loans. Reviewed on: 19th December 2016

Convenient and on your terms

Zopa was a great way to get a medium term lump sum of cash - the interest rates were competitive and the experience was easy and straight forward from start to finish. Reviewed on: 19th December 2016

Great rates

Searched around for a car loan and Zopa had the lowest rate. Great rates and no issues. Reviewed on: 19th December 2016

The Best Financial Site

An excellent informative site which allows easy navigation of a complex financial world.. The team obviously work very hard to provide current and relevant information.. Definitely my go to site and I have recommended it to friends and family.. Well done Reviewed on: 19th December 2016

Would highly recommend zopa

Very swift service and great customer care. Reviewed on: 19th December 2016

Trust Zopa to do a great job

I found the process both straightforward and humanising. By that, I mean that when I received a call to talk about my application, the caller was very empathetic, professional and personable. I felt valued. The rates have always been good, dashboard is easy to use and customer care again, swift, thoughtful and personable. I felt like a valued customer and have recommended Zopa many times as a result. Reviewed on: 19th December 2016

Fantastic and then some

Zopa are super friendly and easy to work with. A great team of staff with all the answers you need !!!!! Reviewed on: 19th December 2016

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