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Zopa: Personal loan reviews

4.95
Based on 69,075 reviews, last reviewed 20th Apr 2026
11% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliantly quick service. Brilliantly quick service. Money in my account within seconds Reviewed on: 20th April 2026
Andrew E's avatar
Andrew E

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69075)

Excellent service and after sales

5
Very easy to arrange loan and easy to use website to find out details about your account Reviewed on: 19th December 2016

Simple

5
Quick,Easy and professional service Reviewed on: 19th December 2016

Quick, Easy, Large Amounts. Really made it stress free

5
I couldn't believe how easy it was was to take out this loan, mostly due to the low interest rates I thought I would have trouble even being able to take out such a large amount. I have never had an issue since taking out the loan, everything has been perfect. Reviewed on: 19th December 2016

Great service and value

5
Easy on line process. Very quick and brilliant value Reviewed on: 19th December 2016

Quick & easy

5
Every easy to follow on internet. No hidden charges & very competitive. Very quick procedures. Reviewed on: 19th December 2016

Great service fantastic loans

5
one of the best interest rates around great customer serive easy online account management. one of the best loan providers top marks. Reviewed on: 19th December 2016

Easy peasy

5
Easy friendly and very efficient Reviewed on: 19th December 2016

Good online service, fast and efficient

5
Straight forward to deal with. Different from others because the website is easy to use and keeps you in touch with what you owe, your rates and repayments. A modern method of getting and managing a loan. Reviewed on: 19th December 2016

Would recommend

4
Took out a low interest loan, very accommodating, hassle free Reviewed on: 19th December 2016

Super zopa

5
The first time I have gone through a on line loan company Fantastic service Reviewed on: 19th December 2016

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