Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69090)

Great experience, twice.

Fast, efficient pain free lending at a highly competitive rate. Reviewed on: 19th December 2016

Straight forward, easy to use

Easy to apply, great rates would use again. Reviewed on: 19th December 2016

Fast!!!!!

They're quick to tell you if you're eligible and then the cash is with you in hours if you decide to have it then. If not its with you in a couple of days. Had 2 loans with them so far and no issues. Excellent!!! Reviewed on: 19th December 2016

Zopa - no hassle, great value loans

Quick and easy way to get a loan with good interest rates Reviewed on: 19th December 2016

great rate quick to help

speedy open and helpful. credited my account quickly great help Reviewed on: 19th December 2016

Brilliant service. Much better than the high street banks

Simply trouble free. All worries covered. Reviewed on: 19th December 2016

Quick, Easy, Affordable

Best interest rates I could find Reviewed on: 19th December 2016

Excellent!!

Absolutely fantastic and easy to get a loan at a very good rate. Will be using them again should I need a loan again. Reviewed on: 19th December 2016

Fantastic company, quick and efficient.

One of the easiest and quickest loan companies I have used. Quick and efficient, would highly recommend and use again. Reviewed on: 19th December 2016

Good service and sensible interest rates

Money in my account quickly....good rates. I repaid early and that was just as easy. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Updraft 4.88 from 11077 reviews
Personal Loan
from Lloyds Bank 4.39 from 60 reviews
Personal loan
from Creation 3.97 from 61 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub