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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Quick and esdy

Quick, easy and an excellent rate. Would highly recommend Reviewed on: 19th December 2016

Fast loan - great rates

I needed a quick loan for preferably the best rate possible. Zopa had the money in my account when I needed it, fantastic rate to pay it back when I need to. Fantastic service! If I need another loan, I know where to go. Reviewed on: 19th December 2016

Best and Most Reasonable Loan

Best Deal available even when shopping around! No need to look any further then Zopa! Reviewed on: 19th December 2016

Helped in a time of need

Pleasant experience with an extra quick answer! Also the monthly repayments are affordable and I love the fact I'm not paying over the odds in interest!! Thanks Zopa Reviewed on: 19th December 2016

Quick and sirted

I needed a loan quickly to help move house and Zopa were there to assist. I used the website and was approved very quickly, with money in my bank very promptly. Reviewed on: 19th December 2016

Excellent service and after sales

Very easy to arrange loan and easy to use website to find out details about your account Reviewed on: 19th December 2016

Simple

Quick,Easy and professional service Reviewed on: 19th December 2016

Quick, Easy, Large Amounts. Really made it stress free

I couldn't believe how easy it was was to take out this loan, mostly due to the low interest rates I thought I would have trouble even being able to take out such a large amount. I have never had an issue since taking out the loan, everything has been perfect. Reviewed on: 19th December 2016

Great service and value

Easy on line process. Very quick and brilliant value Reviewed on: 19th December 2016

Quick & easy

Every easy to follow on internet. No hidden charges & very competitive. Very quick procedures. Reviewed on: 19th December 2016

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