Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69090)

Great service fantastic loans

one of the best interest rates around great customer serive easy online account management. one of the best loan providers top marks. Reviewed on: 19th December 2016

Easy peasy

Easy friendly and very efficient Reviewed on: 19th December 2016

Good online service, fast and efficient

Straight forward to deal with. Different from others because the website is easy to use and keeps you in touch with what you owe, your rates and repayments. A modern method of getting and managing a loan. Reviewed on: 19th December 2016

Would recommend

Took out a low interest loan, very accommodating, hassle free Reviewed on: 19th December 2016

Super zopa

The first time I have gone through a on line loan company Fantastic service Reviewed on: 19th December 2016

Easy no fuss lending

Makes lending easy, simple and utterly smooth process!! Reviewed on: 19th December 2016

Quick easy

We're quick easy and the interest rate was a lot better than any bank would recommend zoos to anyone looking for a loan Reviewed on: 19th December 2016

great

fantastic to get a variety of choices Reviewed on: 19th December 2016

Easy. Fast no hassle.

It's the simplest way to get a loan and know exactly what you are paying. Website is user friendly. I have used zopa a few times in the past and so has my wife. I would definitely recommend it to a friend or family member. ☺ Reviewed on: 19th December 2016

Simple to use, hassle free

Took loan out to repay wedding costs, very easy to set up, unfortunately still paying back, but is a hassle free situation Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Leeds Credit Union 4.31 from 11 reviews
Personal Loan
from London Plus Credit Union 3.91 from 3 reviews
Bridging Loan
from Oakbridge 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub