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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Easy peasy

Easy friendly and very efficient Reviewed on: 19th December 2016

Good online service, fast and efficient

Straight forward to deal with. Different from others because the website is easy to use and keeps you in touch with what you owe, your rates and repayments. A modern method of getting and managing a loan. Reviewed on: 19th December 2016

Would recommend

Took out a low interest loan, very accommodating, hassle free Reviewed on: 19th December 2016

Super zopa

The first time I have gone through a on line loan company Fantastic service Reviewed on: 19th December 2016

Easy no fuss lending

Makes lending easy, simple and utterly smooth process!! Reviewed on: 19th December 2016

Quick easy

We're quick easy and the interest rate was a lot better than any bank would recommend zoos to anyone looking for a loan Reviewed on: 19th December 2016

great

fantastic to get a variety of choices Reviewed on: 19th December 2016

Easy. Fast no hassle.

It's the simplest way to get a loan and know exactly what you are paying. Website is user friendly. I have used zopa a few times in the past and so has my wife. I would definitely recommend it to a friend or family member. ☺ Reviewed on: 19th December 2016

Simple to use, hassle free

Took loan out to repay wedding costs, very easy to set up, unfortunately still paying back, but is a hassle free situation Reviewed on: 19th December 2016

Quick, Easy, Good service

I wanted to buy a new car, I had heard about Zopa and thought I give them a go. The whole process I found to be, easy to understand, straight forward and the moneys arrived as promised. All round it was a "Clear, NO Hassle Loan" happy to give a review. Reviewed on: 19th December 2016

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