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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

11% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Brilliant lender

Fast efficient service, great customer care and good interest rates. Overall a brilliant lender that I would highly recommend. Reviewed on: 19th December 2016

Fast, easy and brilliant service!

Zopa was recommended by a friend and I was wary at first as I hadn't heard much about them. Best decision I made! Brilliant customer service. The whole application process was easy and quick and I would recommend to everyone. Really helped me out, thank you Reviewed on: 19th December 2016

Excellent rates. So quick and easy

Easy , hassle free ! Quick and efficient Reviewed on: 19th December 2016

Excellent loan provider

Great rate, so easy to arrange, will use again Reviewed on: 19th December 2016

Great friendly service!

Needed a loan to help with a deposit, service was great with no hiccups, repayment cost unbelievably low Reviewed on: 19th December 2016

The most painless, easy to handle/manage quickly offered loan ever!

A few sentences needed and a couple of details (literally) and the loan was accepted. An excellent rate (in fact a better rate than my own bank/mortgage provider) to top it all the cash was with me within a couple of days. Absolutely amazing idea and concept and quite possibly the future of lending! Perfect service . Thanks Reviewed on: 19th December 2016

Christmas rush

On Christmas day last year I was browsing online as I was in need of a new car. I found one that I fell in love with and having had a bad experience with finance before I didn't want to have to go down finance again. After some quick searching and reviews I discovered Zopa, who offered the best interest rate for what I wanted. I applied and had the money within five days ready to pick up the car. Can't fault the company enough with how quick they are and can only imagine they're even quicker outside of the Christmas period! Haven't had any issues and I can pay off extra whenever I like. Reviewed on: 19th December 2016

Great company, easy to use

Great rates, easy to apply and manage loan Reviewed on: 19th December 2016

Would recommend

Good service online and in phone would recommend to others Reviewed on: 19th December 2016

Brilliant service.

Just brilliant. Brilliant service, simple, painless and quick. Reviewed on: 19th December 2016

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