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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Quick, Easy, Good service

I wanted to buy a new car, I had heard about Zopa and thought I give them a go. The whole process I found to be, easy to understand, straight forward and the moneys arrived as promised. All round it was a "Clear, NO Hassle Loan" happy to give a review. Reviewed on: 19th December 2016

Great service with quick payout

I was refused a loan from my bank due to bad credit but Zopa accepted me and I am now paying it off on time. Thanks Zopa! Reviewed on: 19th December 2016

Briliiant to deal with. Great rate for my credit score.

Really happy with the zopa loan I took out. Very easy to apply for, the money came quick and the interest rate was really good for someone with not perfect credit. Reviewed on: 19th December 2016

Brilliant easy and quick

Very easy, very competitive and very quick. What more do u want Reviewed on: 19th December 2016

Awesome

Easy to do, good interest rate, easy to pay back and no fees for paying early. A proper loan company with a twist. Reviewed on: 19th December 2016

Friendly and quick service, low APR.

I was updated about progress of my application, money has arrived as notified. Very reasonable cost of a loan. Reviewed on: 19th December 2016

Brilliant lender

Fast efficient service, great customer care and good interest rates. Overall a brilliant lender that I would highly recommend. Reviewed on: 19th December 2016

Fast, easy and brilliant service!

Zopa was recommended by a friend and I was wary at first as I hadn't heard much about them. Best decision I made! Brilliant customer service. The whole application process was easy and quick and I would recommend to everyone. Really helped me out, thank you Reviewed on: 19th December 2016

Excellent rates. So quick and easy

Easy , hassle free ! Quick and efficient Reviewed on: 19th December 2016

Excellent loan provider

Great rate, so easy to arrange, will use again Reviewed on: 19th December 2016

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