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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

11% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Great!

Great company! Easy access to view how much you have left to pay! I also liked how you overpay. Reviewed on: 19th December 2016

Very quick and easy.

I applied online. The application was very easy and I found out if I was able to get the loan is was looking for, once it had been accepted it was in my bank in 3 days no fuss. Reviewed on: 19th December 2016

Really quick and easy loans

The loan process is simple and quick. Would happily use zopa again. Reviewed on: 19th December 2016

Zopa provide an excellent service .

Zopa helped me in well I was in needed . Thanks zopa team for the support . Reviewed on: 19th December 2016

Fast, reliable and efficient. Thanks guys

The best providers I've come across with competitive rates. Reviewed on: 19th December 2016

Would Definitely Recommend

Very quick, hassle free process with excellent rates Reviewed on: 19th December 2016

Taking a zopa loan

Quick, simple and easy to do. Easy to keep track of and very competitive rates. Reviewed on: 19th December 2016

Best loans deal very quick decision

Very good experience from them no problems Reviewed on: 19th December 2016

Amazingly simple application and approval process

The easiest loan provider I have ever had to deal with. Simple application process, reasonable interest rates and repayment terms and super quick payment into my account. Would recommend to anyone looking for a loan provider. Reviewed on: 19th December 2016

Excellent fast service

I requested a £8500 loan and was approved the next day, with the money in my bank two days later. Fantastic service! Reviewed on: 19th December 2016

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