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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Simple with No Fuss!

The loan was simple and quick to apply for. I was emailed an answer very quickly and the money was in my account a day or so later. The terms and conditions were easy to understand. Great service. Reviewed on: 19th December 2016

Hassle free loan.

I found the whole application from start to the money being in my account trouble free. They also had a fantastic low rate . I will definitely use them again Reviewed on: 19th December 2016

Quick and easy. Great service and excellent interest rates.

Applying for the loan was easy and quick. Affordable repayments and a excellent interest rate. I would definitely recommend Zopa for a loan. Reviewed on: 19th December 2016

I found zips absolutely fantastic everything done in seconds

Zola was fantastic it took a couple of minutes to sort out my loan this is my second loan and the interest rates are minimal great service from a great organisation Reviewed on: 19th December 2016

Best loan company by far

Great rates, very easy to organise and to control. Recommend to friends and family Reviewed on: 19th December 2016

Convenient

After a Money Supermarket search led to me Zopa for a loan, I couldn't have been more surprised at how straightforward the whole process was. No jargon or small print, extremely convenient and I wouldn't hesitate to use them again. Infact I recommended a friend the very next day. Reviewed on: 19th December 2016

Great!

Great company! Easy access to view how much you have left to pay! I also liked how you overpay. Reviewed on: 19th December 2016

Very quick and easy.

I applied online. The application was very easy and I found out if I was able to get the loan is was looking for, once it had been accepted it was in my bank in 3 days no fuss. Reviewed on: 19th December 2016

Really quick and easy loans

The loan process is simple and quick. Would happily use zopa again. Reviewed on: 19th December 2016

Zopa provide an excellent service .

Zopa helped me in well I was in needed . Thanks zopa team for the support . Reviewed on: 19th December 2016

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