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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,074 reviews, last reviewed 19th Apr 2026
11% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026
Karen k's avatar
Karen k

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Hassle free loan

5
No hassle from the time I took out the loan Reviewed on: 19th December 2016
Steve pirie's avatar
Steve pirie

Loans

4
Good service and speed all yeAr around, easy to use. Log on quick and easy. Process simple to apply and quick funding best rate Reviewed on: 19th December 2016
Mairead Byrne's avatar
Mairead Byrne

Excellent company

5
Completed a simply online application form and money in account in a day or two. Brilliant service and easy to use Reviewed on: 19th December 2016
keith trill's avatar
keith trill

Easy. Quick.

5
Would recommend to anyone! So simple and easy to apply for a loan that suits your needs. Received money in my bank the next day! Cannot complain with the interest rates either. Overall amazing! Reviewed on: 19th December 2016
Sam Alma's avatar
Sam Alma

Quick and easy. Can make extra payments easily.

5
This was really easy to set up and Throughout you had the option of making additional payments and changing the payment date (this does alter the amount you have to pay off, but only a little) Reviewed on: 19th December 2016
Grace's avatar
Grace

realllllllly goooooos

5
Brilliant service reallly happpy with the intrest rates! Reviewed on: 19th December 2016
samuel measor's avatar
samuel measor

Quick and easy to arrange

5
When looking for a loan provider, I researched online and Zopa stood out from the rest with their positive reviews. Having now used Zopa, I can highly recommend the service as being so quick and easy to use. Reviewed on: 19th December 2016
Caroline Jannetta's avatar
Caroline Jannetta

easy loan application

5
Excellent service, the online application was simple and the was approved very quickly and funds transfered same day. Reviewed on: 19th December 2016
Mark Nichols's avatar
Mark Nichols

Great Service !

5
Brilliant company, money in the account in a few days and all of the fees are explained upfront Reviewed on: 19th December 2016
Kim Raven's avatar
Kim Raven

Best of best

5
Would recommend this to everyone Quick response Reviewed on: 19th December 2016
Grzegorz Seremak's avatar
Grzegorz Seremak

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