Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Would Definitely Recommend

Very quick, hassle free process with excellent rates Reviewed on: 19th December 2016

Taking a zopa loan

Quick, simple and easy to do. Easy to keep track of and very competitive rates. Reviewed on: 19th December 2016

Best loans deal very quick decision

Very good experience from them no problems Reviewed on: 19th December 2016

Amazingly simple application and approval process

The easiest loan provider I have ever had to deal with. Simple application process, reasonable interest rates and repayment terms and super quick payment into my account. Would recommend to anyone looking for a loan provider. Reviewed on: 19th December 2016

Excellent fast service

I requested a £8500 loan and was approved the next day, with the money in my bank two days later. Fantastic service! Reviewed on: 19th December 2016

Hassle free loan

No hassle from the time I took out the loan Reviewed on: 19th December 2016

Loans

Good service and speed all yeAr around, easy to use. Log on quick and easy. Process simple to apply and quick funding best rate Reviewed on: 19th December 2016

Excellent company

Completed a simply online application form and money in account in a day or two. Brilliant service and easy to use Reviewed on: 19th December 2016

Easy. Quick.

Would recommend to anyone! So simple and easy to apply for a loan that suits your needs. Received money in my bank the next day! Cannot complain with the interest rates either. Overall amazing! Reviewed on: 19th December 2016

Quick and easy. Can make extra payments easily.

This was really easy to set up and Throughout you had the option of making additional payments and changing the payment date (this does alter the amount you have to pay off, but only a little) Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan (discontinued)
from Short Term Finance Ltd. (inactive) 4.60 from 322 reviews
Home loan (discontinued)
from Firth Finance (inactive company) 4.56 from 37 reviews
Personal Loan
from AA 2.43 from 46 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.86 from 44354 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub