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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Fast, reliable and efficient. Thanks guys

The best providers I've come across with competitive rates. Reviewed on: 19th December 2016

Would Definitely Recommend

Very quick, hassle free process with excellent rates Reviewed on: 19th December 2016

Taking a zopa loan

Quick, simple and easy to do. Easy to keep track of and very competitive rates. Reviewed on: 19th December 2016

Best loans deal very quick decision

Very good experience from them no problems Reviewed on: 19th December 2016

Amazingly simple application and approval process

The easiest loan provider I have ever had to deal with. Simple application process, reasonable interest rates and repayment terms and super quick payment into my account. Would recommend to anyone looking for a loan provider. Reviewed on: 19th December 2016

Excellent fast service

I requested a £8500 loan and was approved the next day, with the money in my bank two days later. Fantastic service! Reviewed on: 19th December 2016

Hassle free loan

No hassle from the time I took out the loan Reviewed on: 19th December 2016

Loans

Good service and speed all yeAr around, easy to use. Log on quick and easy. Process simple to apply and quick funding best rate Reviewed on: 19th December 2016

Excellent company

Completed a simply online application form and money in account in a day or two. Brilliant service and easy to use Reviewed on: 19th December 2016

Easy. Quick.

Would recommend to anyone! So simple and easy to apply for a loan that suits your needs. Received money in my bank the next day! Cannot complain with the interest rates either. Overall amazing! Reviewed on: 19th December 2016

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