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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Need not be concerned!!

I was a little nervous about taking out a loan from a 'smaller' lender but my concerns were unfounded... the process was very straightforward, the rate was very competitive and the funds were in my account within a day! Couldn't have asked for better! Reviewed on: 19th December 2016

Loan handled with courtesy

Loan was set up in 2015. The courtesy and speed of response were paramount in my decision to go with Zopa. I would be happy to recommend Zopa to family or friends. Reviewed on: 19th December 2016

Amazing customer experience

Very simple process for taking the loan, great interest rates, no hidden fees, outstanding customer service and the website is user friendly. Reviewed on: 19th December 2016

Easy to use service and great rates

I got a loan through Zopa and the interest rates were great! It was really easy and I did the whole process online. I would definitely recommend to others! Reviewed on: 19th December 2016

Everything was easy and all round great

Good service ! Was so easy and a weight off my shoulders just how easy it was! Great customer support too Reviewed on: 19th December 2016

Fast payment! No paperwork

Very helpful! No paperwork to fill out fast payment! Easy to contact! Customer service is great! Fast decision! Highly recommend using Zoopla! Reviewed on: 19th December 2016

The best choice for a personal loan

The application process was very easy and quick. Approval came in less than 24 hours, and money were transferred in my account next day after. Very happy with this loan provider. Reviewed on: 19th December 2016

Brilliantno problems

Can't fault them. It's been straight forward the whole way. Nothing to moan about Reviewed on: 19th December 2016

First Class Loan Provider

Easy and quick response every time. Best customer experience I have had. Would not consider another loan provider. Reviewed on: 19th December 2016

Easy loan good rate

Easy application. Good rates. Extra payments are allowed. Online site something doesn't allow though. Can do so over the phone. Didn't have to wait too long to speak to some one either. Reviewed on: 19th December 2016

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