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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Worries gone in a poof!

When looking for a new property to rent I had to provide a big sum for deposit. I was worried but that soon disappeared when I applied for a loan at Zopa and was granted it in an instant. No paperwork, no sending payslips and all that jazz! Money was in the bank 3 days later and I am so glad I could secure my rental property. These guys are amazing! Reviewed on: 19th December 2016

Very good

Very help full and use make me happy Reviewed on: 19th December 2016

Excellent

Quick and easy from start to finish Reviewed on: 19th December 2016

So easy and amazing rate

Very simple and straightforward process to apply, amazing interest rate! Got it for our car loan, would highly recommend to anyone! Reviewed on: 19th December 2016

Quick easy and very affordable. Really helped me out

Money was in the account sharpish, great rates and easy process. Would certainly recommend Reviewed on: 19th December 2016

Happy and easy to use

Happy and easy to use. No early cancellation fees either Reviewed on: 19th December 2016

Excellent straight forward service

From the initial enquiry to receiving my loan it was completely hassle free and very speedy, top marks from me Reviewed on: 19th December 2016

Does what it says on the tin!

Lower interest rate than my own bank can offer their customers! Very fast & efficient set up, all online. Couldn't have been easier. Reviewed on: 19th December 2016

First time stayed will be back in future.

I have taken out two loans with zopa and on both occasions they were fast and efficient if I needed another loan I would definitely return to zopa loans. Reviewed on: 19th December 2016

Easy, Simple and better interest rates than the big banks

Signed up online and the process was smooth from start to finisdh. Reviewed on: 19th December 2016

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