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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

realllllllly goooooos

Brilliant service reallly happpy with the intrest rates! Reviewed on: 19th December 2016

Quick and easy to arrange

When looking for a loan provider, I researched online and Zopa stood out from the rest with their positive reviews. Having now used Zopa, I can highly recommend the service as being so quick and easy to use. Reviewed on: 19th December 2016

easy loan application

Excellent service, the online application was simple and the was approved very quickly and funds transfered same day. Reviewed on: 19th December 2016

Great Service !

Brilliant company, money in the account in a few days and all of the fees are explained upfront Reviewed on: 19th December 2016

Best of best

Would recommend this to everyone Quick response Reviewed on: 19th December 2016

Need not be concerned!!

I was a little nervous about taking out a loan from a 'smaller' lender but my concerns were unfounded... the process was very straightforward, the rate was very competitive and the funds were in my account within a day! Couldn't have asked for better! Reviewed on: 19th December 2016

Loan handled with courtesy

Loan was set up in 2015. The courtesy and speed of response were paramount in my decision to go with Zopa. I would be happy to recommend Zopa to family or friends. Reviewed on: 19th December 2016

Amazing customer experience

Very simple process for taking the loan, great interest rates, no hidden fees, outstanding customer service and the website is user friendly. Reviewed on: 19th December 2016

Easy to use service and great rates

I got a loan through Zopa and the interest rates were great! It was really easy and I did the whole process online. I would definitely recommend to others! Reviewed on: 19th December 2016

Everything was easy and all round great

Good service ! Was so easy and a weight off my shoulders just how easy it was! Great customer support too Reviewed on: 19th December 2016

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