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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Fast payment! No paperwork

Very helpful! No paperwork to fill out fast payment! Easy to contact! Customer service is great! Fast decision! Highly recommend using Zoopla! Reviewed on: 19th December 2016

The best choice for a personal loan

The application process was very easy and quick. Approval came in less than 24 hours, and money were transferred in my account next day after. Very happy with this loan provider. Reviewed on: 19th December 2016

Brilliantno problems

Can't fault them. It's been straight forward the whole way. Nothing to moan about Reviewed on: 19th December 2016

First Class Loan Provider

Easy and quick response every time. Best customer experience I have had. Would not consider another loan provider. Reviewed on: 19th December 2016

Easy loan good rate

Easy application. Good rates. Extra payments are allowed. Online site something doesn't allow though. Can do so over the phone. Didn't have to wait too long to speak to some one either. Reviewed on: 19th December 2016

Worries gone in a poof!

When looking for a new property to rent I had to provide a big sum for deposit. I was worried but that soon disappeared when I applied for a loan at Zopa and was granted it in an instant. No paperwork, no sending payslips and all that jazz! Money was in the bank 3 days later and I am so glad I could secure my rental property. These guys are amazing! Reviewed on: 19th December 2016

Very good

Very help full and use make me happy Reviewed on: 19th December 2016

Excellent

Quick and easy from start to finish Reviewed on: 19th December 2016

So easy and amazing rate

Very simple and straightforward process to apply, amazing interest rate! Got it for our car loan, would highly recommend to anyone! Reviewed on: 19th December 2016

Quick easy and very affordable. Really helped me out

Money was in the account sharpish, great rates and easy process. Would certainly recommend Reviewed on: 19th December 2016

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