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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Happy and easy to use

Happy and easy to use. No early cancellation fees either Reviewed on: 19th December 2016

Excellent straight forward service

From the initial enquiry to receiving my loan it was completely hassle free and very speedy, top marks from me Reviewed on: 19th December 2016

Does what it says on the tin!

Lower interest rate than my own bank can offer their customers! Very fast & efficient set up, all online. Couldn't have been easier. Reviewed on: 19th December 2016

First time stayed will be back in future.

I have taken out two loans with zopa and on both occasions they were fast and efficient if I needed another loan I would definitely return to zopa loans. Reviewed on: 19th December 2016

Easy, Simple and better interest rates than the big banks

Signed up online and the process was smooth from start to finisdh. Reviewed on: 19th December 2016

The way forward

Zopa is an extremely fair organisation. Community lending is the way forward for me. Reviewed on: 19th December 2016

Amazingly Helpful

Amazing service, easy to use and had the money within a couple of hours of applying Reviewed on: 19th December 2016

Great rates great service

Been trying to get a loan for years to consolidate credit card debt & was stuck in a hopeless situation. With zopa in 4 years I'll be debt free! Reviewed on: 19th December 2016

Very efficient

Very pleased with the super efficient service provided. Reviewed on: 19th December 2016

Zoom was there when I really needed someone/loan

I was very impressed with their professional attitude to their business. Someone was there to explain the process, and I have experienced a very fair approach. THANK YOU! Reviewed on: 19th December 2016

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