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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

hassle free

needed a loan for a holiday,no problem approaching zopa arranged a loan fairly quickly without any problems will use them again. Reviewed on: 19th December 2016

Can make extra payments when you want without a charge if you pay off early

Easy to apply and can make extra payments when you can Reviewed on: 19th December 2016

Quick & easy

Was a quick process & had the money within a couple of days - great service! Reviewed on: 19th December 2016

Brilliant experience

It was easy and quick. That's the most important for me Reviewed on: 19th December 2016

Wonderful rates and customer service

Fantastic experience, clear and good level of communication. Easy to review current loan. Would and have recommended Reviewed on: 19th December 2016

Quick easy and very competitive

Great service, quick easy and highly recommended Reviewed on: 19th December 2016

Loan

Very easy plus a great rate and received the money in bank within 24 hrs. Reviewed on: 19th December 2016

Quick, simple and competitive

Zopa is extremely competitive, very easy to apply, quick and simple, no fuss, excellent company. Reviewed on: 19th December 2016

great company to do business with

Very easy web site to use and very quick with the pay out no messing Reviewed on: 19th December 2016

Easiest no Hassle loan

cheapest interest rate also able to pay off loan early with no penalties Reviewed on: 19th December 2016

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