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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Quick, easy and thorough

Zopa were friendly and extremely efficient when I applied for a loan. They made the necessary checks with my employer and thoroughly looked into whether or not I could afford the loan which is great news because it protected me and them from a potentially bad decision. I would thoroughly recommend Zopa to anyone looking for a loan. Reviewed on: 19th December 2016

Very good customer service

Applied on the Sunday had the funds in my account on the Tuesday really quick service. Really happy with the Service i received. Reviewed on: 19th December 2016

Easy To Apply & Efficient Service

When I applied for my Zopa loan online the whole process was so straight forward. I felt safe and secure as a first time user because my details were also checked in person over the phone. The application was fast and easy and everything worked seemlessly. I would definitely recommend Zopa to my friends and family. Reviewed on: 19th December 2016

Flexible Loan

Taking out the loan, paying it and overpaying it and managing it all is wonderful on Zopa. New Age Banking Service.. They need to win it. Reviewed on: 19th December 2016

Zopa loan

Very quick application, no fuss and rates were not too bad. Reviewed on: 19th December 2016

Simply Zopa in every regard!

Very competitive rates for borrowers, a hassle free and efficient application process and a great customer interface. If only more lenders were like Zopa. Reviewed on: 19th December 2016

Zopa was the market leader for my loan situation and taking the loan was hassle free!

Zopa was the cheapest option so had no hesitation choosing zopa. Taking out the loan was easy and hassle free! Reviewed on: 19th December 2016

Easy and straight forward. Definitely recommend them to people

Easy and straight forward. Definitely recommend them to people Reviewed on: 19th December 2016

Efficient

The whole application was very Straight forward, no hassle. Reviewed on: 19th December 2016

Easy to use highly professional friendly team

Zopa was straight forward to use, no complicated paperwork. Money was paid when promised. Very professional from start to finish.. can't wait to use zopa again in the future. Reviewed on: 19th December 2016

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