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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Wonderful rates and customer service

Fantastic experience, clear and good level of communication. Easy to review current loan. Would and have recommended Reviewed on: 19th December 2016

Quick easy and very competitive

Great service, quick easy and highly recommended Reviewed on: 19th December 2016

Loan

Very easy plus a great rate and received the money in bank within 24 hrs. Reviewed on: 19th December 2016

Quick, simple and competitive

Zopa is extremely competitive, very easy to apply, quick and simple, no fuss, excellent company. Reviewed on: 19th December 2016

great company to do business with

Very easy web site to use and very quick with the pay out no messing Reviewed on: 19th December 2016

Easiest no Hassle loan

cheapest interest rate also able to pay off loan early with no penalties Reviewed on: 19th December 2016

Quick, easy and thorough

Zopa were friendly and extremely efficient when I applied for a loan. They made the necessary checks with my employer and thoroughly looked into whether or not I could afford the loan which is great news because it protected me and them from a potentially bad decision. I would thoroughly recommend Zopa to anyone looking for a loan. Reviewed on: 19th December 2016

Very good customer service

Applied on the Sunday had the funds in my account on the Tuesday really quick service. Really happy with the Service i received. Reviewed on: 19th December 2016

Easy To Apply & Efficient Service

When I applied for my Zopa loan online the whole process was so straight forward. I felt safe and secure as a first time user because my details were also checked in person over the phone. The application was fast and easy and everything worked seemlessly. I would definitely recommend Zopa to my friends and family. Reviewed on: 19th December 2016

Flexible Loan

Taking out the loan, paying it and overpaying it and managing it all is wonderful on Zopa. New Age Banking Service.. They need to win it. Reviewed on: 19th December 2016

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