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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Zopa loan

Very quick application, no fuss and rates were not too bad. Reviewed on: 19th December 2016

Simply Zopa in every regard!

Very competitive rates for borrowers, a hassle free and efficient application process and a great customer interface. If only more lenders were like Zopa. Reviewed on: 19th December 2016

Zopa was the market leader for my loan situation and taking the loan was hassle free!

Zopa was the cheapest option so had no hesitation choosing zopa. Taking out the loan was easy and hassle free! Reviewed on: 19th December 2016

Easy and straight forward. Definitely recommend them to people

Easy and straight forward. Definitely recommend them to people Reviewed on: 19th December 2016

Efficient

The whole application was very Straight forward, no hassle. Reviewed on: 19th December 2016

Easy to use highly professional friendly team

Zopa was straight forward to use, no complicated paperwork. Money was paid when promised. Very professional from start to finish.. can't wait to use zopa again in the future. Reviewed on: 19th December 2016

Best by far

Fantastic service and so easy to use. I would definitely recommend and use them again Reviewed on: 19th December 2016

100% recommended

Talked to a real life person who had a sensible head on, reviewed the use and options and the best conclusion was reached between us A lot of banks could learn from these people and if they don't....well then I guess Zopa will eventually be the number 1 platform for lending Reviewed on: 19th December 2016

quick, easy and great interest rates.

Very easy process to follow online. Fast decision on acceptance and a hassle free transaction into my bank. Very good interest rates, better than any competitor at the time. I would reccommend anyone looking for a personal loan to use Zopa! Reviewed on: 19th December 2016

Quick and helpful

Zopa where so helpful when I applied for my loan and the funds where transfered in a few days which was quick and convenient. I would recommend to friends and family. Reviewed on: 19th December 2016

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