Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69073 reviews)

View other Zopa products

4.95

Based on 69,073 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good customer service helpful Very good customer service helpful Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69073)

The one and only!

Absolutely fantastic company, the loan was quick and easy to take out and the interest is extremely competitive. Fantastic customer service and they guys on the end of the phone were so nice. I've recommended to a few friends and will be sure to use Zopa again if I ever need to. Reviewed on: 19th December 2016

Easy no hassle great communication

So easy and quick no hassle, easy access afterwards to make extra payments and change details ect :) Would recommend Reviewed on: 19th December 2016

Fantastic, speedy process and excellent rates!

From start to finish an extremely fast process. The rate was fantastic, first company i checked and loan taken immediately. I've already recommended to numerous friends. Reviewed on: 19th December 2016

first class no hassle

first class hassle free loan company Reviewed on: 19th December 2016

Best loan you can get!

The best loan I've ever had. Very low APR, monthly rates are low aswell. Decision in one day. I recomand it to everyone who needs loan. Reviewed on: 19th December 2016

Fantastic company I am a returning customer so says it all really

Brilliant service would highly recommend Reviewed on: 19th December 2016

LOAN REVIEW

I like others was hit in the financial crisis and ended up doing an IVA. After five years of paying of my IVA my bank refused to help me out with a small loan. ZOPA have been excellent in Customer service and with communication. It was quick and simple to set up and unlike most its competitors the APR is very reasonably. I strongly recommend using ZOPA if your looking for a loan.. Reviewed on: 19th December 2016

Personal loan

Hassle free loan at very good rate's Reviewed on: 19th December 2016

Excellent service, professional and swift.

Quick and easy, so efficient and swift. Reviewed on: 19th December 2016

Very good service, quick response and reasonable offers

When I needed Zopa was there for me, the rates for their loans were better than most of the providers and customer service was excellent Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Loansathome4u (inactive company) 3.00 from 1 reviews
Loans
from Creditspring 4.37 from 21 reviews
Payday loan (discontinued)
from MPP Money (inactive company) 2.64 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1546 reviews
Credit card
from Zopa 4.94 from 44332 reviews
Current account
from Zopa 4.93 from 6572 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub