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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69072 reviews)

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4.95

Based on 69,072 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

5 star service Could not be more happier. From start to finish. Easy application and the loan was in my bank account in under 2 minutes. No hassle at all. Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69072)

Great loan

Easy to use website enabled me to get a small car loan at a rate far better than any other provider. Reviewed on: 19th December 2016

EXCELLENT

TOP COMPANY BRILLIANT STAFF GREAT RATES QUICK EASY SERVICE YOU WONT GET BETTER Reviewed on: 19th December 2016

Extremely Happy ! Thank U !

Taking out loan so quick and straight forward. Interest rates very reasonable & unbeaten! Costumer service always polite helpful professional Zopa website very use-friendly so far I took 4 loans and to be honest i'm so so happy! Thank U so so much ! Highly recommended with regards Joanna Reviewed on: 19th December 2016

Simple AND Great!!

We were looking for a way to take my kids to Euro Disney without breaking the bank. I couldn't afford it outright so decided to look for a loan. I wanted a nice affordable monthly payment and that is exactly what I got. In addition to the great low interest deal we got I also couldn't believe how easy it was. We had the money in the bank in a couple of days!!! For less than the price of a weekly takeaway meal we had our dream holiday. Jason, Plymouth Reviewed on: 19th December 2016

recommend zopa loan for working class applicants

easy to apply with fast decision and competitive rates Reviewed on: 19th December 2016

A Top Service

Great service from start to finish. Customer service polite and helpful. Reviewed on: 19th December 2016

Excellent

Perfect customer service and interest rate. Reviewed on: 19th December 2016

Super swift and seamless service

I needed a short term loan in order to finish off refurbishing my house. I went on a comparison website and Zopa seemed to come up favourably and I chose them accordingly for the loan. What was most impressive was how quickly the matter was concluded - the entire process online was simple, quick and efficient. I highly recommend them. Reviewed on: 19th December 2016

Easy to use and at a great rate. No complaints.

Only took a few minutes online, was in my account within twould day. Reviewed on: 19th December 2016

Simple and pain-free

My loan with Zopa has been simple and pain-free throughout. Having been quickly authorised for the loan, the payments were set up and I've never had a single concern since with the payments going out correctly and on time. With only a few months left on this loan, I would certainly use again Reviewed on: 19th December 2016

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