Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,069 reviews, last reviewed 19th Apr 2026
7% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

back to me with regards t... Zopa were quick in getting back to me with regards to my application Reviewed on: 19th April 2026
JanC's avatar
JanC

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (69069)

Keeping things simple

5
I have had the pleasure of contacting Zopa on two occasions and their service is exceptional and to be highly recommended. Thanks Zopa! Reviewed on: 19th December 2016
John Roberts's avatar
John Roberts

Best loan ever. I was dealt With speed politeness and efficiency. I am an oap and this is the very fisrt loan I have taken out So I guess I was first time lucky Well done and Thankyou Regards Martha

5
Iwas very nervous about taking out this loan,but I needed it for an emergency situation. But what I experienced the best sevice I have ever hadd Thank you very much Martha Reviewed on: 19th December 2016
Margaret Walsh's avatar
Margaret Walsh

Great service

4
Great customer service, easy to deal with. Reviewed on: 19th December 2016
Rob Morris's avatar
Rob Morris

Excellent.

5
Will definitely be using again. Simple and quick process. Reviewed on: 19th December 2016
Katy Barton's avatar
Katy Barton

Great hassle free company to deal with!!

5
When taking out a loan to purchase a new car I found Zopa to be the friendliest, most easy to deal with and obliging company I have ever taken out a loan with. Reviewed on: 19th December 2016
Fiona Urquhart's avatar
Fiona Urquhart

Great value, easy on-line application.

5
Easy end-to-end process and very competitive interest rates. Loans are flexible too so you can pay them off early or apply for another top-up loan while your original loan is outstanding. Reviewed on: 19th December 2016
Lance Grundy's avatar
Lance Grundy

Excellent company with a great product.

5
It was a very simple experience. On line application and a follow up call to verify details. Reviewed on: 19th December 2016
Nick Dunhill's avatar
Nick Dunhill

Best lender I have dealt with.

5
Very easy to deal with great rates and fast service a pleasure to deal with Reviewed on: 19th December 2016
Paul Paterson's avatar
Paul Paterson

Getting A Good Deal.

5
Could not be easier. Apply online, wait and 'hey presto'. No extortionate Rates. Easy set up payments on Direct Debit. I would recommend Zopa and I am happy to use them again in the future! Reviewed on: 19th December 2016
Rick Webb's avatar
Rick Webb

Great service

5
The less hassle in completing the application form and speed of response was fantastic. Reviewed on: 19th December 2016
ismaila shittu's avatar
ismaila shittu

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1546 reviews
    Zopa

  • Credit card

    from Zopa 4.94 from 44332 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6570 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill