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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Excellent service

Prompt ,efficient service.Would definately use the service again. Reviewed on: 19th December 2016

Very easy, good interest rate and received the money quickly

Had a frustrating experience with another loan provider so was recommended Zopa by the Experian website. Great interest rate and the money was quickly in my account Reviewed on: 19th December 2016

Never had any problems with Zopa. Highly recommend

Customer service team is great.. Reviewed on: 19th December 2016

ZOOPA IS THE BEST

Zoopla is the greatest financial institution in the world, simply easy and fun, great service a minimum of formalities Reviewed on: 19th December 2016

Well pleased

Good rates easy to arrange money in my account quickly and with little fuss Reviewed on: 19th December 2016

Zopa

Slick process with the best rates in the market. Reviewed on: 19th December 2016

Brilliant

I took out a small loan, with very low interest rate even though my credit was poor. Subsequently i have advised BOTH my sisters to take out loans with zopa. Very happy Reviewed on: 19th December 2016

Excellent set up and team.

Very easy to apply for a loan and extra quick in a response of loan confirmation. Highly recommended and Zopa beat most other rates around. Reviewed on: 19th December 2016

Fast easy understandable loan

Came across zopa on a comparison website and applied was easy fast and understandable very impressed Reviewed on: 19th December 2016

Hassle Free Loan Approved in Minutes

Zopa approved my loan within minutes of my application at highly competitive interest rates. I would highly recommend Zopa to anybody searching no questions asked loan! Reviewed on: 19th December 2016

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