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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Easy peasy

Nice and easy, borrowed money for overdraft repayment, it was in the bank the same day, simples! Had bad credit at the time because I've never had credit. So did me well. Reviewed on: 19th December 2016

Excellent

Brilliant very friendly, quick service definitely recommend! Reviewed on: 19th December 2016

Quick, Simple and Great Value

Application process was simple and straight forward. Contact from the bank to explain the progress of the application. Great website showing all the info needed and the ability to pay lumps off as and when. Happy customer. Reviewed on: 19th December 2016

Sound as a pound

Easy process Speedy response Good communication Competitive rates Good cause What more can I say? Reviewed on: 19th December 2016

Happy Customer

Easy to use website with easy to understand terms and conditions Reviewed on: 19th December 2016

Brilliant.

The whole experience is fantastic; great service in all aspects and of course, excellent rates. Overall, a brilliant loan provider. Reviewed on: 19th December 2016

excellent website

The website is brilliant. Straight to the point. Sleak and simple. More website should be like this. Reviewed on: 19th December 2016

Best Loan providers I could've chosen

Needed a loan they were fast, efficient and very helpful Reviewed on: 19th December 2016

Easy to use.

Very easy to use and set up, easy to check what's happeneing and money automatically taken out every month without any problems. The interest rates are very good as well on loans. The website is easy to navigate as well. Reviewed on: 19th December 2016

1st class, so easy to use

All done online in minutes, money was in my account before I knew it, so quick and easy to use I would highly recommend Reviewed on: 19th December 2016

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