Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69052 reviews)

View other Zopa products

4.95

Based on 69,052 reviews, last reviewed 17th Apr 2026

28% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service Excellent service. Highly recommend Reviewed on: 17th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69052)

Great service and rates

Excellent service and more importantly great rates Best lender I have ever dealt with Reviewed on: 19th December 2016

Brilliant

I took my loan before going on holiday.. The whole process is very quick! Reviewed on: 19th December 2016

Open and honest loans

Really straightforward and feels more trustworthy than my bank very open and honest Reviewed on: 19th December 2016

Excellent, clear, no nonsense lending

Easy to use, quick and no confusion about terms Reviewed on: 19th December 2016

Quick and easy

It was all very quick and easy, and has been nothing but simple ever since Reviewed on: 19th December 2016

Great service, fantastic rates

The loan application was totally flawless and fast. The money was in my bank account within a matter of days and I've never experienced any problems. I would definitely use this company again. Reviewed on: 19th December 2016

Fantastic quick and easy

So easy and quick - simply no messing about. So glad I used Zopa M.Brown Reviewed on: 19th December 2016

Good Service, Competitively priced loan

Quite a good good service, and the loan I applied for was competitively priced loan. Helped me to consolidate my finances. Reviewed on: 19th December 2016

Good loan company

Very good rates for short term loans Reviewed on: 19th December 2016

Quick decision, good rate

Zopa were my first choice for a loan, their rates were competitive and the decision and transfer of funds were very fast Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Dot Dot Loans 3.28 from 14 reviews
Student Loans
from Future Finance 2.50 from 2 reviews
Payday Loan (discontinued)
from PiggyBank (inactive company) 4.74 from 1187 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1544 reviews
Credit card
from Zopa 4.94 from 44323 reviews
Current account
from Zopa 4.93 from 6536 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub