Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69052 reviews)

View other Zopa products

4.95

Based on 69,052 reviews, last reviewed 17th Apr 2026

28% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service Excellent service. Highly recommend Reviewed on: 17th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69052)

So quick and easy to deal with

I took out a loan with Zopa. They have excellent interest rates, you get a quick decision and it really was a hassle free experience. I would highly recommend Zopa if you are planning on taking out a loan. Reviewed on: 19th December 2016

Quick,easy and the best rates

Hassle free and your in control of repayments and account at all times Reviewed on: 19th December 2016

Helps people with bad credit

Looks at you a whole not just your credit history Reviewed on: 19th December 2016

Quick, efficient service with low interest rates

Easy to apply and money was in my account very quickly. Reviewed on: 19th December 2016

Hassle free no nonsense life savers

Third time I have used these guys , first time banks wouldn't look at me but zopa did and we have lived together happily ever after Reviewed on: 19th December 2016

Quick and pain free

The application for my £5000 was quick easy and the pay our was quick. Reviewed on: 19th December 2016

Convieant easy uptodate

Fab experience. Suits my needs. Easy to access. Can see my balance easy. No hassle straight forward will definitely use zopa again Reviewed on: 19th December 2016

Very straightforward, simple and hassle free. What more could you want?

Very easy and hassle free. Would recommend. Reviewed on: 19th December 2016

So easy and clear

Took out a £3000 loan for a car, so easy, great rate. Would recommend. Reviewed on: 19th December 2016

Good borrowing

I've borrowed money from Zopa before and found the experience quite easy throughout. I sometimes find it hard to keep track of all my financial dealings so would always prefer to deal with 1 bank but the rate Zopa were offering was attractive. Reviewed on: 29th November 2016

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Alternative products

Loans
from Cambrian Credit Union 5.00 from 1 reviews
Bridging Loan
from Mint Bridging 3.75 from 5 reviews
Short-term loan
from Dot Dot Loans 3.28 from 14 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Zopa: Personal loan reviews

28% increase in 5 star reviews

200% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Personal loan now

Zopa Personal loan reviews (69052)

So quick and easy to deal with

Quick,easy and the best rates

Helps people with bad credit

Quick, efficient service with low interest rates

Hassle free no nonsense life savers

Quick and pain free

Convieant easy uptodate

Very straightforward, simple and hassle free. What more could you want?

So easy and clear

Good borrowing

Review Zopa: Personal loan now

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024