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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Never had any problems quick approval

Quick lone was a slight delay getting money into account but very smooth services. Reviewed on: 19th December 2016

Excellent service

Fast, excellent service. Also online service was easy to use. Reviewed on: 19th December 2016

Top company top service top for easy

So quick and easy to use. Service was fantastic and applying took no time at all. Reviewed on: 19th December 2016

All you need

Cant really say more than it was very easy and the money was there in perfect time. Reviewed on: 19th December 2016

Awesome company! Great customer service!

I have used Zopa loans a number of times to help finance purchases from laser eye surgery to a car, they are always fantastic! Will use again 100% Reviewed on: 19th December 2016

Quick, kind an efficient service

Very supportive and fast service, easy to understand. Would recommend it to others as well. Reviewed on: 19th December 2016

Excellent easy to use loan company - happy to use again when needed

Excellent service - happy to use again when I need a low loan amount (or high if needes)!! Reviewed on: 19th December 2016

A very easy stress free application, helped me out when I needed it most, great interest rates and affordable monthly repayments.

Money quickly and when I needed it most!!!! Reviewed on: 19th December 2016

Best lender ever. Always lowerest intrest

I had 3 loans from Zopa and next one gonna be from Zopa as well. Reviewed on: 19th December 2016

Great loan

Everything has been too class and easy. Reviewed on: 19th December 2016

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