Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Excellent company to deal with

Easy and fast to use. Get an answer and your money quickly Reviewed on: 19th December 2016

Great

Brilliant for a loan, really helpful and always understanding Reviewed on: 19th December 2016

Loan - Simply brilliant!

Excellent service. Had an answer to a loan within minutes and the money was made available to me straight away. Highly impressed and would recommend to anyone one. Simply fantastic. Reviewed on: 19th December 2016

Easy and honest

I've had 2 loans from zopa and from the application to the money in my bank seemed like no time at all. They make me feel like I'm in control of the loan Reviewed on: 19th December 2016

Fast and easy to apply

Extremely fast transaction, had the funds transferred within three working days - for additional fee you can have next day transfer. Very competitive APR. Reviewed on: 19th December 2016

Top class.

Great help, reasonable offers with people with bad or no credit. Reviewed on: 19th December 2016

Needed and delivered

Perhaps not the cheapest but easy to manage and what was needed! Reviewed on: 19th December 2016

Needed cash. Got cash.

Brap brap gives you cash woop woop Reviewed on: 19th December 2016

Fantastic

Great service and quick result would def use again and recommend Reviewed on: 19th December 2016

Very Easy to deal with

I would recommend ZOPA. I have had 2 loans with them and never had any problems Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short term credit (discontinued)
from Peachy (inactive company) 4.55 from 212 reviews
Personal loan (discontinued)
from 1st Stop (inactive company) 3.97 from 2 reviews
Loans
from Capital Credit Union 4.89 from 756 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub