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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Zoopla is best for a great overall experience with great customer support

Very good and with little hassle from start to finish Reviewed on: 19th December 2016

Easy, quick and reliable

Zopa's site was accessible, their rates very good and the information easy to break down. Reviewed on: 19th December 2016

Loan application

Quick and easy to take out an affordable loan at the advertized rate... no hassle, no lenghy process just quick, simple and as advertized. Best interest rate on the market Reviewed on: 19th December 2016

Great company

Already recommended to friends, more than happy with the service ive received. Website is brilliant for keeping up to date. Reviewed on: 19th December 2016

Just excellent

Simple, fast and efficient. What more can you ask for ? Reviewed on: 19th December 2016

Quick and Easy Loan

A very simple filling form and outcome in a few hours and pay out next day. Customer service were very professional Reviewed on: 19th December 2016

Great

Very very good service. Fast and reliable service with great customer aupport. It helps you when you are in need and need to cover something quickly Reviewed on: 19th December 2016

Great service and rates

Excellent service and more importantly great rates Best lender I have ever dealt with Reviewed on: 19th December 2016

Brilliant

I took my loan before going on holiday.. The whole process is very quick! Reviewed on: 19th December 2016

Open and honest loans

Really straightforward and feels more trustworthy than my bank very open and honest Reviewed on: 19th December 2016

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