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Zopa: Personal loan reviews

4.95
Based on 69,061 reviews, last reviewed 18th Apr 2026
0% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
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Latest highest rating:

5

Quick and easy to use. Quick and easy to use. Can make additional payments with ease. Would use again. Reviewed on: 18th April 2026
Lesley A's avatar
Lesley A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69061)

Easy and great rates

5
I was in need of a small personal loan and took to the internet to research my options. Zopa seemed to be a great option as they offer great rates and have lots of happy customers. I can say that I am very happy to have chosen them - quick, efficient and great rates mean I'll probably come back again! Reviewed on: 16th June 2015

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