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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Really good make me stressed free I want say thanks...

Really good make me stressed free I want say thanks appreciate Reviewed on: 14th January 2025

Zopa is always ready to listen and advice it's custo...

Zopa is always ready to listen and advice it's customers. They are approachable and will solve any related problem. Reviewed on: 14th January 2025

Provided a great service

Provided a great service and always helped when I needed it. Reviewed on: 14th January 2025

From dream to reality in less than 30 minutes

I wanted a loan for garden room and I was absolutely shocked at how easy the whole process was, from getting my loan agreed to having the funds. Available in less than 30 minutes. Reviewed on: 14th January 2025

Excellent

I found Zopa really easy to use and being older a bit of a technophobe, Zopa made it really easy and will recommend to friends and family Reviewed on: 14th January 2025

Slick and easy to navigate system

Slick and easy to navigate system Reviewed on: 14th January 2025

It was so easy to do.

It was so easy to do. No long wait decision in minutes Reviewed on: 14th January 2025

Great advice and offers team friendly

Great advice and offers team friendly Reviewed on: 14th January 2025

Ease of transaction very clear and regular updates i...

Ease of transaction very clear and regular updates it’s a pleasure to deal with them. Reviewed on: 14th January 2025

Never had anything but a great experience with Zopa.

Never had anything but a great experience with Zopa. Would highly recommend to anyone. Reviewed on: 14th January 2025

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