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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Happy days

Plain sailing from start,very professional team explained everything in easy to understand language. Reviewed on: 14th January 2025

very easy to use and fast pay out

very easy to use and fast pay out Reviewed on: 14th January 2025

Zopa is an easy to apply for loan or banking service...

Zopa is an easy to apply for loan or banking service, the app is so easy to use and the customer service is first class. Reviewed on: 14th January 2025

Fantastic banking services

Fantastic banking services with no stress and long winded questions and answers. Reviewed on: 14th January 2025

Brilliant Bank!!

I have just taken out a second loan with this company. The application process is straightforward. They did all the calculations to pay off the initial loan. The interset rate is very reasonable. They told me I had been pre approved for the first loan before I even applied. The loan was within my bank within minutes. The app is great and easy to use. You can easily keep track of your loan repayments & any other products you may have with them. I would 100% recommend. Reviewed on: 14th January 2025

I have a loan, credit card and car finance, really g...

I have a loan, credit card and car finance, really good experience everything done online and very quickly. Reviewed on: 14th January 2025

Excellent Zopa

I have had 2 loans with Zopa. I have one loan nearly finished. The website is so easy to understand. The information is very helpful and easy to understand. You can even change your repayment date if need be. Lastly and mist importantly. The low interest rates are excellent. Reviewed on: 14th January 2025

Easy Peasy.

My loan application was virtually immediately successful. No hassle whatsoever. I would ask again, should the need ever arise. Reviewed on: 14th January 2025

Straightforward

Very easy, straightforward process to apply for a personal loan. I have used Zopa twice and both times have been completely flawless and stress-free. I would recommend Zopa to anyone looking for a personal loan. Reviewed on: 14th January 2025

Best loan provider

It was very simple to apply and the decision and money was instant. Reviewed on: 14th January 2025

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