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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.95

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy application but fair with their lending criteria.

Easy application but fair with their lending criteria. Made sure I could afford the payments and met my needs fully. Zopa are not pushy with their products but open and honest. I would definitely recommend to family and friends Reviewed on: 14th January 2025

5 STAR SERVICE

5 STAR SERVICE AND UNDERSTANDING PEOPLE Reviewed on: 14th January 2025

Excellent from the start, content

Excellent from the start, content Reviewed on: 14th January 2025

Quick and easy to apply.

Quick and easy to apply. Everything set up easy. Reviewed on: 14th January 2025

Great service 5*

Great quick and easy to apply, got a decision straight away Reviewed on: 14th January 2025

Very helpful and understanding can keep a track of m...

Very helpful and understanding can keep a track of my loan at all times Reviewed on: 14th January 2025

Fast turn around loan

Was good and quick process. I was diagnosed with cancer, so needed extra funds to cash flow ( but higher interest rate than advertised) bummer Reviewed on: 14th January 2025

great to deal with simple easy communications and de...

great to deal with simple easy communications and decent rates are available, no fuss and quick transfer of funds once finalized. Reviewed on: 14th January 2025

No Fuss, no worry, no problem

Money provided very quickly & with no paperwork to worry about Reviewed on: 14th January 2025

Superb service

Zopa are hassle free and easy to use. The app is extremely easy to use and very helpful. Superb service all round! Reviewed on: 14th January 2025

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