Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Excellent from the start, content

Excellent from the start, content Reviewed on: 14th January 2025

Quick and easy to apply.

Quick and easy to apply. Everything set up easy. Reviewed on: 14th January 2025

Great service 5*

Great quick and easy to apply, got a decision straight away Reviewed on: 14th January 2025

Very helpful and understanding can keep a track of m...

Very helpful and understanding can keep a track of my loan at all times Reviewed on: 14th January 2025

Fast turn around loan

Was good and quick process. I was diagnosed with cancer, so needed extra funds to cash flow ( but higher interest rate than advertised) bummer Reviewed on: 14th January 2025

great to deal with simple easy communications and de...

great to deal with simple easy communications and decent rates are available, no fuss and quick transfer of funds once finalized. Reviewed on: 14th January 2025

No Fuss, no worry, no problem

Money provided very quickly & with no paperwork to worry about Reviewed on: 14th January 2025

Superb service

Zopa are hassle free and easy to use. The app is extremely easy to use and very helpful. Superb service all round! Reviewed on: 14th January 2025

Exactly the right loan for us!

Just at the very time that we needed it, Zopa stepped forward, with exactly the right amount of loan for us. The entire process was remarkably trouble-free and the usual checks were carried out in an efficient and non-intrusive way. We are most pleased with the service they have provided us And would have no hesitation whatsoever, in recommending Zopa bank to anyone. Reviewed on: 14th January 2025

Great service, quick and easy to use.

Great service, quick and easy to use. The app is great and keeps you informed of offers. Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging Loan
from Mint Bridging 3.59 from 5 reviews
Loans
from South Manchester Credit Union 4.90 from 447 reviews
Payday loan (discontinued)
from Ferratum (inactive company) 4.88 from 1473 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub