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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Zopa equals Zero Stress

It was very easy, clearly explained and swiftly delivered. Reviewed on: 14th January 2025

Great Company..

Use simple and professional to work with, the app lets you know everything you need. Reviewed on: 14th January 2025

I highly recommend Zopa.

I highly recommend Zopa. The most pleasant experience with you. Thank you. Reviewed on: 14th January 2025

Easy online loan application process

Easy online loan application process and funds are swiftly sent. You also receive regular notifications about any special offers which is really helpful too. Have used these twice for personal loans and would 100% recommend them to others without any hesitation Reviewed on: 14th January 2025

It was great got help straight away

It was great got help straight away Reviewed on: 14th January 2025

Application

Very easy and stress free, was able to complete the process entirely online. Reviewed on: 14th January 2025

Great service and excellent interest rates.

Great service and excellent interest rates. No problems throughout the whole process. Would definitely recommend to friends and family Reviewed on: 14th January 2025

Great company to deal with.

Quick, responded well, great telephone customer support which is very few and far between these days. Very very quick payout. Reviewed on: 14th January 2025

Best loan provider I've ever used.

Absolutely brilliant online loan and savings provider. Uncomplicated process and quoted rates and term remained unchanged throughout fast application. Loan monies received in under 1 hour. Will certainly use Zopa again. Reviewed on: 14th January 2025

Fast and professional

Fast and professional. I'm very happy Reviewed on: 14th January 2025

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