Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

View other Zopa products

4.95

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Best loan provider I've ever used.

Absolutely brilliant online loan and savings provider. Uncomplicated process and quoted rates and term remained unchanged throughout fast application. Loan monies received in under 1 hour. Will certainly use Zopa again. Reviewed on: 14th January 2025

Fast and professional

Fast and professional. I'm very happy Reviewed on: 14th January 2025

Offered lower rates than others.

Offered lower rates than others. Fast response Reviewed on: 14th January 2025

Great app and affordable loans, the dashboard is so...

Great app and affordable loans, the dashboard is so helpful and paying loans early is so simple to do. Being able to see your borrowing power if you are in a hitch is also incredibly helpful Reviewed on: 14th January 2025

Very easy to apply for a loan Great customer service...

Very easy to apply for a loan Great customer service Reviewed on: 14th January 2025

Great service and happy to recommend.

Very easy to apply for and the team on the phone couldn't be more helpful. Reviewed on: 14th January 2025

Zopa is a pared back no nonsense bank.

Zopa is a pared back no nonsense bank. It is easy to navigate and access information needed. Being able to control payment dates and additional payments is great. Quick settlement quotes generated with ease! Reviewed on: 14th January 2025

Helped me out when I really needed it.

Helped me out when I really needed it. Instant money Reviewed on: 14th January 2025

Used zopa twice for smaller loans , good rates and v...

Used zopa twice for smaller loans , good rates and very useful app and emails Reviewed on: 14th January 2025

5 star plus rating

I cannot fault Zopa for ease of application, reasonable terms, trouble free process through out applying for a personal loan, Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loans
from Moneyboat.co.uk 4.91 from 1258 reviews
Payday Loan
from Credit Star 0.00 from 0 reviews
Personal Loans
from Lending Works 4.38 from 7 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub