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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Loan Application

I applied for my loan, very easy process and decision given quickly, transferred to my bank within 24hrs Reviewed on: 14th January 2025

The loan was easily and promptly set up

The loan was easily and promptly set up Reviewed on: 14th January 2025

Very quick application

Very quick application, used to finance my wife's mobility scooter Reviewed on: 14th January 2025

Speedy and so accessible.

Speedy and so accessible.Can’t recommend enough Reviewed on: 14th January 2025

Problem free and easy to work with.

Had no issues from beginning to the end of the loan. Zopa have been the best financial organisation I’ve ever dealt with. Very easy to work with. From right at the start, the loan was paid into my bank account within minutes and everything was set up smoothly. Reviewed on: 14th January 2025

Quick and easy process.

Quick and easy process. Money was in my account within the specified time frame. Easy to use the App and navigate it. Reviewed on: 14th January 2025

I had a low credit score

With my credit score I never believe I would be offered a loan but ZOPA did offer me a loan that several banks had already rejected me Reviewed on: 14th January 2025

Great service

Having used different companies in the past none of them have offered the value for money and the ease of use like zopa Reviewed on: 14th January 2025

Zopa are great

Easy to borrow money. Great app to see what's left and to overlay if you want Reviewed on: 14th January 2025

I have used Zoos for 6 years I am happy with their s...

I have used Zoos for 6 years I am happy with their service Reviewed on: 14th January 2025

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