Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Decent company to deal with

Very easy to set up, fast payout of the loaned money, good service from their staff who are efficient, and most importantly - contactable. Reviewed on: 14th January 2025

Straightforward no nonsense service

Straightforward no nonsense service Reviewed on: 14th January 2025

Trustworthy and efficient and great service provider

Trustworthy and efficient and great service provider Reviewed on: 14th January 2025

Easy professional informative Knowledgeable

Easy professional informative Knowledgeable Reviewed on: 14th January 2025

Always an easy service to use.

Always an easy service to use. The app is very easy to navigate. Reviewed on: 14th January 2025

No time at all.

Well I needed some extra cash. Do I called zopa, told my situation filled forms in 20 mins later money was with me I paid off two other loans with zooa leaving me a little bit for a treat. All I all great experience. Reviewed on: 14th January 2025

No fuss loans

So easy to arrange a loan and funds quickly paid into my account Reviewed on: 14th January 2025

Excellent lender

Have never had issue with either credit or loans. Customer service is very helpful & polite Reviewed on: 14th January 2025

Loan Application

I applied for my loan, very easy process and decision given quickly, transferred to my bank within 24hrs Reviewed on: 14th January 2025

The loan was easily and promptly set up

The loan was easily and promptly set up Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Loansathome4u (inactive company) 3.93 from 1 reviews
Loans
from Enterprise Credit Union 4.96 from 3372 reviews
Logbook loan (discontinued)
from Gissaloan (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub