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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Recommend unbelievable service.

Requested a loan for new kitchen, unbelievable service. So very prompt and easy to apply for and receive. DD set up easily for repayment plan.. recommend Reviewed on: 14th January 2025

My experience was brilliant went on asked for £1000...

My experience was brilliant went on asked for £1000 and was in me bank within 20mins fantastic Reviewed on: 14th January 2025

Decent company to deal with

Very easy to set up, fast payout of the loaned money, good service from their staff who are efficient, and most importantly - contactable. Reviewed on: 14th January 2025

Straightforward no nonsense service

Straightforward no nonsense service Reviewed on: 14th January 2025

Trustworthy and efficient and great service provider

Trustworthy and efficient and great service provider Reviewed on: 14th January 2025

Easy professional informative Knowledgeable

Easy professional informative Knowledgeable Reviewed on: 14th January 2025

Always an easy service to use.

Always an easy service to use. The app is very easy to navigate. Reviewed on: 14th January 2025

No time at all.

Well I needed some extra cash. Do I called zopa, told my situation filled forms in 20 mins later money was with me I paid off two other loans with zooa leaving me a little bit for a treat. All I all great experience. Reviewed on: 14th January 2025

No fuss loans

So easy to arrange a loan and funds quickly paid into my account Reviewed on: 14th January 2025

Excellent lender

Have never had issue with either credit or loans. Customer service is very helpful & polite Reviewed on: 14th January 2025

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