Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

lovely jubbly

App was lovely and easy to use. Money in the account in minutes Reviewed on: 14th January 2025

Loan approved in good timeframe

Quick loan decision and great customer service Reviewed on: 14th January 2025

Simple application process, fast decision.

Simple application process, fast decision. And one of the lowest rates in the market Reviewed on: 14th January 2025

Excellent communication, everything clear & transpar...

Excellent communication, everything clear & transparent. Excellent customer service. Reviewed on: 14th January 2025

Straightforward, easy, first class service.

Straightforward, easy, first class service. Reviewed on: 14th January 2025

So easy and efficient.

It was very easy to arrange and the money was in my bank quickly. Great communication through email and text. I can’t complain at all. I hope to pay off a little extra where I can I I have also found this easy and convenient to do. Reviewed on: 14th January 2025

Smooth Process

Easy to apply. Quick decision. Perfect. Reviewed on: 14th January 2025

Brilliant service from start to Finish.

Having spent a long time trying to build my self up again financially, I had tried a few other providers and Zopa asked for my information and then came back with a positive response for me, both on a credit card and a small loan over a short period and accepted me for this. I am very pleased to have applied and joined a great financial company, I would recommend them to anyone. Thankyou Zopa. Reviewed on: 14th January 2025

Excellent efficient service- good communication and...

Excellent efficient service- good communication and speedy outcome. good communication after loan arranged as well Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Mr Lender 4.85 from 8305 reviews
Peer to Peer Lending
from BridgeCrowd 3.77 from 6 reviews
Payday Loan
from Blue Sea Loans 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44343 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub