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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

I would like to recommend Zopa to anyone who wants t...

I would like to recommend Zopa to anyone who wants to take a loan out because I can say there are excellent to help you Reviewed on: 14th January 2025

Ease of application and straight forward process

Ease of application and straight forward process Reviewed on: 14th January 2025

Highly professional, very efficient and so easy to d...

Highly professional, very efficient and so easy to deal with. Very pleasant agents to talk to. Reviewed on: 14th January 2025

A joy to work with with no issues to date

A joy to work with with no issues to date Reviewed on: 14th January 2025

Very good value for money good rates and easy to app...

Very good value for money good rates and easy to apply alway recommend to others if they are looking for loan Reviewed on: 14th January 2025

The application was easy and the customer experience...

The application was easy and the customer experience is very good. After being approved the money was in the bank and ready for me to use. Customer services team is excellent. Reviewed on: 14th January 2025

Good decent company

I’ve secured good rates for small loans when I have needed them. Customer service team are very helpful and easily contactable. Reviewed on: 14th January 2025

I’ve had a fantastic experience with Zopa.

I’ve had a fantastic experience with Zopa. The app is very easy to use and I feel I have good control over my accounts with them. Reviewed on: 14th January 2025

Simple and easy to use

App is this available to all and very easy to use Reviewed on: 14th January 2025

Competitive rates and easy to apply for loan

So easy to set up my loan and receive the money and the rates were competitive. Reviewed on: 14th January 2025

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