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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69084)

Fast decision, no fuss, done in no time.

5
Fast decision, friendly staff, no fuss. Reviewed on: 11th April 2024
Avril 's avatar
Avril

Great customer service and very competitive rates.

5
Great customer service and very competitive rates. Any time I’ve had an enquiry the staff have been very helpful and provided a there and then answer. The app is very good and at all times I can view my account Reviewed on: 11th April 2024
craig 's avatar
craig

Fast service - easy to use app / great overall custo...

5
Fast service - easy to use app / great overall customer experience Reviewed on: 11th April 2024
Daryl S's avatar
Daryl S

Tried the rest. These are the best

5
Great app and easy to use. Transparent terms and conditions Reviewed on: 11th April 2024
james McMahon's avatar
james McMahon

Easy application process and an excellent App

5
Easy application process and an excellent App Reviewed on: 11th April 2024
Andrew M's avatar
Andrew M

ZOPA TRANSFORMED OUR LIVES !

5
ZOPA TRANSFORMED OUR LIVES ! A PERSONAL LOAN WHICH PAID FOR A GIGANTIC CABIN IN MY GARDEN FOR MY FAMILY TO ENJOY Reviewed on: 11th April 2024
Lindsey J's avatar
Lindsey J

No problems, very smooth, very helpful.

5
No problems, very smooth, very helpful. Caring! Reviewed on: 11th April 2024
Michael Kirby's avatar
Michael Kirby

Exvellent

5
Excellent - easy - no hassle loan application straight forward and quick decision made Reviewed on: 11th April 2024
JB's avatar
JB

Quick and easy process

5
The process was extremely quick and easy. Very user friendly app aswell to help navigate lending. The rates were better than the market average and the money was in my account within an extremely reasonable time frame. I have options to pay off more if I want to which helps with flexibility and a great way to advocate sensible lending. Reviewed on: 11th April 2024
Kel s 's avatar
Kel s

I applied for personal loan, uploaded all documents...

5
I applied for personal loan, uploaded all documents as requested very late at night and payment was already in my account after 9am next morning. I was very shocked and surprised with the swift service. Reviewed on: 11th April 2024
Adefunke matti 's avatar
Adefunke matti

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