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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69084)

Service is outstanding!

5
Super easy to apply. Service is outstanding and the app is amazing, making it very easy to manage your loan, payments and access instant support from Zopa. ⭐️⭐️⭐️⭐️⭐️ five star service all around. Reviewed on: 11th April 2024

The application for personal loan was so easier and...

5
The application for personal loan was so easier and got help which I need within few minutes.I strongly recommend zoom to my friends. Reviewed on: 11th April 2024

Great service, fantastic app good rates and easy app...

5
Great service, fantastic app good rates and easy application. Can’t fault them, highly recommend. Reviewed on: 11th April 2024

Easy and efficient to set up a loan and not a proble...

5
Easy and efficient to set up a loan and not a problem from start to last payment. Reviewed on: 11th April 2024

Amazing service!

5
After looking for various deals for personal loans, I decided Zopa were the best value for money. The application process was quick & easy & once I'd applied, the money was in my bank the same day. Absolutely amazing service! Reviewed on: 11th April 2024

Very helpful, friendly, and easy to access

5
Very helpful, friendly, and easy to access Reviewed on: 11th April 2024

I used them twice there safe easy to use and reliable

5
I used them twice there safe easy to use and reliable. Reviewed on: 11th April 2024

zero hassle - zero stress just an easy all round gre...

5
zero hassle - zero stress just an easy all round great customer experience Reviewed on: 11th April 2024

From applying to getting loan it was quick and easy.

5
From applying to getting loan it was quick and easy. Good rates and excellent communication. Reviewed on: 11th April 2024

Very quick and efficient for the start to finish

5
Very quick and efficient for the start to finish Reviewed on: 11th April 2024

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