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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Fast, straight forward and easy to use services

Fast, straight forward and easy to use services Reviewed on: 11th April 2024

Best loan provider I've ever used

I have used Zopa several times in the last ten years, for two simple reasons. Their rates are always competitive, and they provide the essential flexibility of early payment in part or in full without penalty. It is very easy to keep track of and change payments. A great product. Reviewed on: 11th April 2024

Straight forward and simple appl

Simple straight forward application and approval Reviewed on: 11th April 2024

A great service, provided a simple process.

A great service, provided a simple process. Reviewed on: 11th April 2024

Smooth and easy understanding terms

Smooth and easy understanding terms Reviewed on: 11th April 2024

Very easy to navigate and secure the funds I needed.

Very easy to navigate and secure the funds I needed. Email and text notifications for payment reminders are a great help Reviewed on: 11th April 2024

Just easy proses with application

Just easy proses with application Reviewed on: 11th April 2024

SIMPLE AND , EASY TO DEAL WITH FRIENDLY STAFF NO DEL...

SIMPLE AND , EASY TO DEAL WITH FRIENDLY STAFF NO DELAYS Reviewed on: 11th April 2024

The best loan company I've ever used

My recent loans are from Zopa and I would recommend this route over any bank. Reviewed on: 11th April 2024

Brilliant loan provider

Very easy to use, great app, great communication. Fantastic provider. Super quick money transfers. Can’t fault them at all. Will definitely use again in the future. I’ve recommended to friends and family. Reviewed on: 11th April 2024

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