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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69084)

They have a wonderful app that is easy to use and af...

5
They have a wonderful app that is easy to use and affordable loans balance transfer and cards . The loans are well explained and detailed info that is easy to digest and understand. They are a fantastic company . Reviewed on: 11th April 2024

No problems always kept up today east accessible onl...

5
No problems always kept up today east accessible online device Reviewed on: 11th April 2024

zopa are go to loan specialist.

5
zopa are go loan specialist. when in need of loan quickly for surgery it was approved and payment in account within the hour. Reviewed on: 11th April 2024

Great service and easy to set up

5
Great service and easy to set up Reviewed on: 11th April 2024

A superb company from application to all services

5
A superb company from application to all services Reviewed on: 11th April 2024

From the first time of applying it was so easy and s...

5
From the first time of applying it was so easy and straightforward. Very quick and sorted within hours. Reviewed on: 11th April 2024

Very easy process

4
Very easy process and rapid transfer of funds Reviewed on: 11th April 2024

Clear and easy

5
App and site are both really easy to use, has clear information and I never have to search for the information I need, which I have had to do in the past. Reviewed on: 11th April 2024

Always helpful and informative, quarterly statements...

5
Always helpful and informative, quarterly statements and helpful reminders of upcoming payments..5 stars Reviewed on: 11th April 2024

Quality Provider

5
Very easy to navigate questions, very informative reagrding risks and benefits which shows respnsibility as a provider and offers confidence to the consumer. App easy to use and can clearly see account details very quickly. Also opportunity to repay loan early which is always a feature I look for. Reviewed on: 11th April 2024

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