Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Straight forward and simple appl

Simple straight forward application and approval Reviewed on: 11th April 2024

A great service, provided a simple process.

A great service, provided a simple process. Reviewed on: 11th April 2024

Smooth and easy understanding terms

Smooth and easy understanding terms Reviewed on: 11th April 2024

Very easy to navigate and secure the funds I needed.

Very easy to navigate and secure the funds I needed. Email and text notifications for payment reminders are a great help Reviewed on: 11th April 2024

Just easy proses with application

Just easy proses with application Reviewed on: 11th April 2024

SIMPLE AND , EASY TO DEAL WITH FRIENDLY STAFF NO DEL...

SIMPLE AND , EASY TO DEAL WITH FRIENDLY STAFF NO DELAYS Reviewed on: 11th April 2024

The best loan company I've ever used

My recent loans are from Zopa and I would recommend this route over any bank. Reviewed on: 11th April 2024

Brilliant loan provider

Very easy to use, great app, great communication. Fantastic provider. Super quick money transfers. Can’t fault them at all. Will definitely use again in the future. I’ve recommended to friends and family. Reviewed on: 11th April 2024

They have a wonderful app that is easy to use and af...

They have a wonderful app that is easy to use and affordable loans balance transfer and cards . The loans are well explained and detailed info that is easy to digest and understand. They are a fantastic company . Reviewed on: 11th April 2024

No problems always kept up today east accessible onl...

No problems always kept up today east accessible online device Reviewed on: 11th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Enterprise Credit Union 4.96 from 3374 reviews
Employee Benefit
from Hastee Pay 4.06 from 1 reviews
Short-term loan
from WageDay Advance 4.91 from 284 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub