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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy to get a loan after a family bereavement which...

Easy to get a loan after a family bereavement which helped me when I most needed it. Reviewed on: 11th April 2024

Super easy

Such an easy process, completed quickly with minimal fuss and a great rate. An all round excellent experience. Reviewed on: 11th April 2024

Aplyed for personal loan couldn't believe how quickl...

Aplyed for personal loan couldn't believe how quickly I was approved thumbs up Reviewed on: 11th April 2024

Super easy quick process.

Super easy quick process. No hassle and money arrived in account straight away! Impressive. Reviewed on: 11th April 2024

Great company, so quick and easy to deal with.

Great company, so quick and easy to deal with. Great rates and quick decisions. Reviewed on: 11th April 2024

Easy to use online account,

Easy to use online account, monthly payment prompt emails. Reviewed on: 11th April 2024

Excellent Service Received

My experience in securing a loan with Zooa was seemless and very enjoyable. The application was easy and response very quick and prompt Reviewed on: 11th April 2024

no fuss, does what it says , easy to access all info...

no fuss, does what it says , easy to access all information, quick, trustworthy, and reliable, easy to contact with any issues, Reviewed on: 11th April 2024

Great service, would highly recommend

Great service, would highly recommend Reviewed on: 11th April 2024

Banking for the 21st Century

I’ve had two personal loans with Zopa and now wouldn’t use anyone else. The initial arrangements of both loans had been quick and easy and their mobile app is absolutely amazing. I’m always able to check my balance, make extra payments and see my settlement amount at any time of the day or night and this gives me great peace of mind. This is banking for the 21st Century. Reviewed on: 11th April 2024

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