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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

zopa are go to loan specialist.

zopa are go loan specialist. when in need of loan quickly for surgery it was approved and payment in account within the hour. Reviewed on: 11th April 2024

Great service and easy to set up

Great service and easy to set up Reviewed on: 11th April 2024

A superb company from application to all services

A superb company from application to all services Reviewed on: 11th April 2024

From the first time of applying it was so easy and s...

From the first time of applying it was so easy and straightforward. Very quick and sorted within hours. Reviewed on: 11th April 2024

Very easy process

Very easy process and rapid transfer of funds Reviewed on: 11th April 2024

Clear and easy

App and site are both really easy to use, has clear information and I never have to search for the information I need, which I have had to do in the past. Reviewed on: 11th April 2024

Always helpful and informative, quarterly statements...

Always helpful and informative, quarterly statements and helpful reminders of upcoming payments..5 stars Reviewed on: 11th April 2024

Quality Provider

Very easy to navigate questions, very informative reagrding risks and benefits which shows respnsibility as a provider and offers confidence to the consumer. App easy to use and can clearly see account details very quickly. Also opportunity to repay loan early which is always a feature I look for. Reviewed on: 11th April 2024

Easy to get a loan after a family bereavement which...

Easy to get a loan after a family bereavement which helped me when I most needed it. Reviewed on: 11th April 2024

Super easy

Such an easy process, completed quickly with minimal fuss and a great rate. An all round excellent experience. Reviewed on: 11th April 2024

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