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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

It was very easy to apply for and got the funds very...

It was very easy to apply for and got the funds very quickly Reviewed on: 11th April 2024

Very helpful, instant answer an money in bank within...

Very helpful, instant answer an money in bank within 10 minutes Reviewed on: 11th April 2024

Excellent customer service

Really easy online application. Great app again easy to use. Notifications when payments are due and taken. Feel valued as a customer. Reviewed on: 11th April 2024

Excellent easy fast service would use them everytime

Excellent easy fast service would use them everytime Reviewed on: 11th April 2024

Zopa are my go to for additional finance.

Zopa are my go to for additional finance. Their customer support is amazing, their app is very easy to use and their rates are very competitive Reviewed on: 11th April 2024

No problems all done very quickly

No problems all done very quickly Reviewed on: 11th April 2024

Personal loan

We received an answer straight away they are very helpful Reviewed on: 11th April 2024

Very easy to arrange, efficient service

Very easy to arrange, efficient service Reviewed on: 11th April 2024

Awesome great service, friendly and quick

Awesome great service, friendly and quick Reviewed on: 11th April 2024

Effortless experience when taking out loan

Effortless experience when taking out loan Reviewed on: 11th April 2024

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