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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy to apply and quick decision and fast payment

Easy to apply and quick decision and fast payment Reviewed on: 11th April 2024

Zopa is easy, fast, professional, and efficient!

Zopas loan process was easy and fast, unlike other providers who conditionally approve and require numerous calls. They also offered the same APR they advertised unlike other providers. A year later when I called their call centre for information on my loan, they were pleasant and efficient, and their app is easy to use. Reviewed on: 11th April 2024

Fantastic Zopa Services

it was very easy from applying and receiving the card Reviewed on: 11th April 2024

Great easy transaction, no fuss or hassle.

Great easy transaction, no fuss or hassle. easy to keep up to date with finances Reviewed on: 10th April 2024

Zopa Loan

Extremely easy to use and keep sn eye on through app. Great value for money. Reviewed on: 10th April 2024

Very quick and easy to do.

Very quick and easy to do. With the extra option of paying off early. the app is great with tips and useful advice. Reviewed on: 10th April 2024

Very easy and quick application.

My experience was very positive ward quick application on line and easy.Couldn't believe that I had the finds in my account almost immediately.Easy payments their app.Can make over payments if I chose and always let me know when my payment was made and proof of receipt in my email. Reviewed on: 9th April 2024

From start to finish the service provided was excell...

From start to finish the service provided was excellent Reviewed on: 9th April 2024

Professional customer service and journey from start...

Professional customer service and journey from start to finish. Reviewed on: 9th April 2024

The loans was super easy to arrange.

The loans was super easy to arrange. Excellent communication through out. I also paid off my loan early and this was a simple process Reviewed on: 9th April 2024

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