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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Fantastic Zopa Services

it was very easy from applying and receiving the card Reviewed on: 11th April 2024

Great easy transaction, no fuss or hassle.

Great easy transaction, no fuss or hassle. easy to keep up to date with finances Reviewed on: 10th April 2024

Zopa Loan

Extremely easy to use and keep sn eye on through app. Great value for money. Reviewed on: 10th April 2024

Very quick and easy to do.

Very quick and easy to do. With the extra option of paying off early. the app is great with tips and useful advice. Reviewed on: 10th April 2024

Very easy and quick application.

My experience was very positive ward quick application on line and easy.Couldn't believe that I had the finds in my account almost immediately.Easy payments their app.Can make over payments if I chose and always let me know when my payment was made and proof of receipt in my email. Reviewed on: 9th April 2024

From start to finish the service provided was excell...

From start to finish the service provided was excellent Reviewed on: 9th April 2024

Professional customer service and journey from start...

Professional customer service and journey from start to finish. Reviewed on: 9th April 2024

The loans was super easy to arrange.

The loans was super easy to arrange. Excellent communication through out. I also paid off my loan early and this was a simple process Reviewed on: 9th April 2024

I find it very easy to use and understand.

I find it very easy to use and understand. Reviewed on: 9th April 2024

Very helpful

Never had an issue always helpful Reviewed on: 9th April 2024

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