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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

I find it very easy to use and understand.

I find it very easy to use and understand. Reviewed on: 9th April 2024

Very helpful

Never had an issue always helpful Reviewed on: 9th April 2024

Very flexible nd easy to use .

Very flexible nd easy to use . no extra charges. Reviewed on: 9th April 2024

Quick easy loans, good credit rates, always here to...

Quick easy loans, good credit rates, always here to help in those hard moments for all demands. Reviewed on: 9th April 2024

Excellent. Better than High Street banks.

Better than High Street banks. Cash was made available when needed. Reviewed on: 9th April 2024

I like your service.. keep it up

I like your service. Keep it up. By providing this service continuously will expand your business Reviewed on: 9th April 2024

Great and super quick service

Great and super quick service ,I received money within 1 hour time Reviewed on: 9th April 2024

Fine if payments are made on time

My experience has been good, payments made on time so no problems. However the interest rate is high so I would recommend Zopa as a smooth operating loan company with a friendly atmosphere on site, if payments are made on time no problems. However I would not recommend a high interest loan company if it's possible you could miss payments that could incur further high charges and more interest. Reviewed on: 7th April 2024

Good, affordable debt is healthy

Had several loans over the past 15 years and found the rates very competitive and customer service second to none. Currently have 2 loans and am a firm believer that good, healthy, affordable debt is positive so will continue to use Zopa in the future for purchases. Reviewed on: 7th April 2024

Zopa, excellent for all my financial needs .

Fast easy answer and processing request. Easy to follow and control on the app. I also have a credit card with Zopa with a limit which allows me to control spending without the need for multiple short term loans. Reviewed on: 6th April 2024

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