Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Excellent service provided all the time

Excellent service provided all the time Reviewed on: 2nd April 2024

Easy and friendly to use keeping us fully up-to-date...

Easy and friendly to use keeping us fully up-to-date at all times Reviewed on: 1st April 2024

Great experience, helpful.

Joining Zopa was a Great experience, there was really good communication and they were very helpful if I had any queries. They send regular updates which is helpful too. Reviewed on: 31st March 2024

Quick and easy

Zopa offers great loans, quickly approved and very easy to maintain. Interest rates are reasonable, and overall I've been extremely happy with the service provided. Also easy to pay more towards the loan if you're able. Quick and easy. Very user friendly. I wouldn't go anywhere else. Reviewed on: 23rd March 2024

Great loan rates..

Zopa was easy to understand offered a great loan rate Reviewed on: 22nd March 2024

It was an amazing experience and an excellent job

It was an amazing experience and an excellent job Reviewed on: 22nd March 2024

Great loan provider easy to apply

Great loan provider easy to apply Reviewed on: 20th March 2024

Required finance for new bathroom friend recommend...

Required finance for new bathroom a friend recommended zopa so I applied was accepted money was transferred into my account next day and I had bathroom fitted within 2 weeks Reviewed on: 20th March 2024

Extremely helpful and at a good rate of interest.

Extremely helpful and at a good rate of interest. My husband and I are in our middle seventies and are not techno fobes so we did find applying for the loan very tedious and frustrating. Reviewed on: 19th March 2024

Quick application process

Easy, fast application and money transferred very quickly. Seamless process and friendly correspondence making for a stress free experience. Reviewed on: 17th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from My Community Bank 4.80 from 3219 reviews
Homeowner Loan (discontinued)
from Firstplus (inactive company) 0.00 from 0 reviews
Short-term loan
from Dot Dot Loans 3.65 from 14 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub