Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Quick and easy to use have had 2 loans with...

Quick and easy to use have had 2 loans with them now Reviewed on: 3rd April 2024

No problems at all.

No problems at all. Great experience Reviewed on: 3rd April 2024

Excellent service provided all the time

Excellent service provided all the time Reviewed on: 2nd April 2024

Easy and friendly to use keeping us fully up-to-date...

Easy and friendly to use keeping us fully up-to-date at all times Reviewed on: 1st April 2024

Great experience, helpful.

Joining Zopa was a Great experience, there was really good communication and they were very helpful if I had any queries. They send regular updates which is helpful too. Reviewed on: 31st March 2024

Quick and easy

Zopa offers great loans, quickly approved and very easy to maintain. Interest rates are reasonable, and overall I've been extremely happy with the service provided. Also easy to pay more towards the loan if you're able. Quick and easy. Very user friendly. I wouldn't go anywhere else. Reviewed on: 23rd March 2024

Great loan rates..

Zopa was easy to understand offered a great loan rate Reviewed on: 22nd March 2024

It was an amazing experience and an excellent job

It was an amazing experience and an excellent job Reviewed on: 22nd March 2024

Great loan provider easy to apply

Great loan provider easy to apply Reviewed on: 20th March 2024

Required finance for new bathroom friend recommend...

Required finance for new bathroom a friend recommended zopa so I applied was accepted money was transferred into my account next day and I had bathroom fitted within 2 weeks Reviewed on: 20th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Kroo 4.81 from 201 reviews
Payday Loan
from JL Money 0.00 from 0 reviews
Personal loan (discontinued)
from On Stride Financial (inactive company) 4.14 from 5 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub