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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

I do all my loan on line which is easy and straightf...

I do all my loan on line which is easy and straightforward. Reviewed on: 5th March 2024

A please customer

Well, when I was applying for the loan, I wasn’t sure I if I would qualify based on my credit score, but after submitting my application, I received an answer in minutes! Then after accepting the offer, the money was in my account, so quick and easy. Reviewed on: 5th March 2024

I would recommend Zopa

Very easy application and once all verified was approved with a competitive interest rate. Zopa was a lifesaver when I faced an emergency. Reviewed on: 5th March 2024

Quick and easy to apply and great customer service

Quick and easy to apply and great customer service Reviewed on: 5th March 2024

End to End Process

Simple, easy process from start to finish from initial application through the approval process to receiving the loan into my account. Informed along the way. Reviewed on: 5th March 2024

Very quick no nonsense loan company

Very quick no nonsense they don’t get too wordy or make you wait too long Reviewed on: 5th March 2024

Life saver

Was there when needed and easy application. Saved me in difficult time Reviewed on: 5th March 2024

Easy to apply.

Easy to apply. Clear terms. Competitive rate. Good website Reviewed on: 5th March 2024

Easy to arrange loan, good interest rates.

Easy to arrange loan, good interest rates. Easy access to review details on loan, I.e how much is outstanding on loan. Reviewed on: 5th March 2024

Very easy and straight forward process.

Very easy and straight forward process. Reviewed on: 5th March 2024

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