Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Fabulous financial service

Quick and easy process to apply for a loan. I have used Zopa twice and would highly recommend to friends and family ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 5th March 2024

a no hassle speedy decision.

a no hassle speedy decision. compared to other providers that i tried. Reviewed on: 5th March 2024

Urgent Help received

I received excellent and speedy service and help in an urgent situation, where others had let me down. Reviewed on: 5th March 2024

I have used this company twice for a personal loan a...

I have used this company twice for a personal loan and they are fantastic with reasonable interest rates Reviewed on: 5th March 2024

Quick and easy for loans

I would highly recommended this company.The service was top-notch Reviewed on: 5th March 2024

Nothing is any trouble.

Nothing is any trouble. East to talk to and very helpful Reviewed on: 5th March 2024

easy, stress free service

process was so easy and stress free in a difficult time Reviewed on: 5th March 2024

I applied for a loan.

I applied for a loan. It was a straight forward process. There was a quick response. Reviewed on: 5th March 2024

Zopa team are very experienced, responsive and suppo...

Zopa team are very experienced, responsive and supportive. Their app is easy to use and has great features that enhance user expy Reviewed on: 5th March 2024

Great service

I had no problem in getting a loan from zopa and the rates where great and I got a quick response Saying that I had been approved Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Metro Bank 4.69 from 74 reviews
Loans
from Commsave Credit Union 4.11 from 2 reviews
Bridging Finance
from Together Money 3.74 from 7 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub