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Zopa: Personal loan reviews

4.91
Based on 69,083 reviews, last reviewed 19th May 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69083)

Zopa team are very experienced, responsive and suppo...

5
Zopa team are very experienced, responsive and supportive. Their app is easy to use and has great features that enhance user expy Reviewed on: 5th March 2024

Great service

5
I had no problem in getting a loan from zopa and the rates where great and I got a quick response Saying that I had been approved Reviewed on: 5th March 2024

Fantastic service and support throughout

5
Fantastic service and support throughout Reviewed on: 5th March 2024

SIMPLICITYOFAPPLICATION.

5
I needed money for tear and wears repairs of my house. So, l came across the name and just completed an application. I got a phone call. After speaking with the customer service advisor, they did a check on my application and l got a positive reply. Reviewed on: 5th March 2024

Short term loan

5
I needed a short term loan and I got it with zopa really fast and great service. I highly recommend zopa. Reviewed on: 5th March 2024

Straight forward, simple and direct approach to lending

5
Straight forward, simple and direct approach, without the twisted processes of most lenders. Reviewed on: 5th March 2024

Loan to Consolidate Debt

5
I was looking for a loan to consolidate debt and had been recommended to Zopa. The application process was straightforward. The interest rate was a little high, but the best offer available for my circumstances. The fact Zopa made a phone call to ask questions and to see if this loan was right for me was great too. Reviewed on: 5th March 2024

Excellent communications and service.

5
Excellent communications and service. I'd happily recommend. Reviewed on: 5th March 2024

serviced my application extreemly well

4
serviced my application extreemly well Reviewed on: 5th March 2024

Zopa excellent through out

5
Great rates and an easy application process. The app is excellent and easy to use Reviewed on: 5th March 2024

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